HDFC Platinum Times Credit Card vs RBL Bank Platinum Choice SuperCard

Joining Fees

₹1,000

₹499

Editor's Rating

3.4

3.4

Key Features

  • HDFC Bank Times Platinum Credit Card is enabled for contactless payments
  • Fuel Surcharge Waiver
  • Zero liability on the lost card
  • Get up to 50 days interest-free from the date of purchase (subject to the submission of the charge by the Merchant)
  • The Reward points are valid for 2 years from the date of accumulation
  • You can register the Platinum Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. With this service you’re ensured that all the utility bills are paid on time, conveniently and easily

* Avail fuel surcharge waiver up to Rs. 100 per month
* Avail 1 Reward Points per Rs. 100 that you spend on all you desire and like
* Avail 2X Reward Points on online spends, except for online purchases made on Education, Insurance, Utilities, including Bills2Pay, and Wallet Load. The maximum cap is 1,000 Reward Points
* In a year, spend Rs. 75,000 and get 5,000 Reward Points. Redeem these points at www.rblrewards.com/SuperCard for a range of gift vouchers/hotel stays/air tickets etc.
* Enjoy the BookMyShow Offer: Get 10% off on BookMyShow, up to Rs. 100 in a month
* 24 x 7 Concierge Help Desk
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank Platinum Choice SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer

Editor's Review

Pros

  • 25% off on movies and up to 20% off on dining participating restaurants
  • Live GPS location-based offers 365 days on Times Card WebApp
  • 3 Reward Points for every Rs. 150 spent; 10 Reward Points for Rs. 150 spent on weekday dining

Cons

  • No complimentary Airport Lounge access  
  • No Golf Privileges 

Pros
* Annual Rewards worth Rs.2500 +
* Accelerated rewards on Online spends
* Rewards on all spends

Cons
* No golf complimentary benefits
* No airmiles and cashback offers
* No complimentary airport lounge access


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More comparisions with RBL Bank Platinum Choice SuperCard

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