HDFC Platinum Times Credit Card vs RBL Bank Platinum Advantage SuperCard

Joining Fees

₹1,000

₹499

Editor's Rating

3.4

3.4

Key Features

  • HDFC Bank Times Platinum Credit Card is enabled for contactless payments
  • Fuel Surcharge Waiver
  • Zero liability on the lost card
  • Get up to 50 days interest-free from the date of purchase (subject to the submission of the charge by the Merchant)
  • The Reward points are valid for 2 years from the date of accumulation
  • You can register the Platinum Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. With this service you’re ensured that all the utility bills are paid on time, conveniently and easily

* Earn 1 Reward Point for every Rs. 100 spend on all spends
* Get a fuel surcharge waiver of up to Rs. 100 per month
* Avail 20% off on BookMyShow, 15 times in a year up to Rs. 100 in each transaction
* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* The card is equipped with a PIN-based-EMV chip
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank

Editor's Review

Pros

  • 25% off on movies and up to 20% off on dining participating restaurants
  • Live GPS location-based offers 365 days on Times Card WebApp
  • 3 Reward Points for every Rs. 150 spent; 10 Reward Points for Rs. 150 spent on weekday dining

Cons

  • No complimentary Airport Lounge access  
  • No Golf Privileges 

Pros
* Annual Rewards worth Rs. 3,450+
* Offers on Movies
* Get Rewards on all spends

Cons
* No golf benefits
* No airmiles
* No airport lounge access


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