HDFC Platinum Times Credit Card vs Axis Bank Reserve Credit Card
Joining Fees
₹1,000
₹30,000
Editor's Rating
3.4
3.7
Key Features
- HDFC Bank Times Platinum Credit Card is enabled for contactless payments
- Fuel Surcharge Waiver
- Zero liability on the lost card
- Get up to 50 days interest-free from the date of purchase (subject to the submission of the charge by the Merchant)
- The Reward points are valid for 2 years from the date of accumulation
- You can register the Platinum Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. With this service you’re ensured that all the utility bills are paid on time, conveniently and easily
- Complimentary airport concierge services and complimentary luxury airport transfers
- Air accident cover: Rs.450 Lakhs
- Concessions on health and wellness coaching at Weljii
- Exclusive offers at Oberoi hotels and resorts
Editor's Review
Pros
- 25% off on movies and up to 20% off on dining participating restaurants
- Live GPS location-based offers 365 days on Times Card WebApp
- 3 Reward Points for every Rs. 150 spent; 10 Reward Points for Rs. 150 spent on weekday dining
Cons
- No complimentary Airport Lounge access
- No Golf Privileges
Pros
- Fuel Surcharge Waiver
- Handcrafted Club Marriott Asia Pacific Membership
- Exclusive offers at Oberoi Hotels and Resorts
Cons
- High Joining and Annual Fees
