HDFC Platinum Times Credit Card vs Axis Bank Burgundy Private Credit Card

Joining Fees

₹1,000

₹50,000

Editor's Rating

3.4

4

Key Features

  • HDFC Bank Times Platinum Credit Card is enabled for contactless payments
  • Fuel Surcharge Waiver
  • Zero liability on the lost card
  • Get up to 50 days interest-free from the date of purchase (subject to the submission of the charge by the Merchant)
  • The Reward points are valid for 2 years from the date of accumulation
  • You can register the Platinum Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. With this service you’re ensured that all the utility bills are paid on time, conveniently and easily
  • Avail 30,000 Welcome Edge Reward points on the first transaction
  • Till payment due date, no cash withdrawal charges or interest levied 
  • Complimentary EazyDiner Prime membership for savings up to 25% or more at fine dining restaurants
  • Get unlimited lounge access at international airports for Priority Pass holders and add-on Priority Pass holders (12 visits for guests). Get unlimited lounge access at domestic airports for primary and add-on cardholders (12 visits for guests, per card)
  • Complimentary hotel and dining memberships, including Club Marriott, Accor Plus, and Taj Epicure
  • Diagnoses at leading medical institutions, and avail global travel and medical assistance during international travel

Editor's Review

Pros

  • 25% off on movies and up to 20% off on dining participating restaurants
  • Live GPS location-based offers 365 days on Times Card WebApp
  • 3 Reward Points for every Rs. 150 spent; 10 Reward Points for Rs. 150 spent on weekday dining

Cons

  • No complimentary Airport Lounge access  
  • No Golf Privileges 

Pros

  • 15 EDGE REWARD points for every Rs. 200 spent on the card
  • Concierge Services
  • 50 complimentary rounds of Golf per year
  • Complimentary ticket on every ticket purchased for 5 movies and 5 non-movie shows, per month, on BookMyShow

Cons

  • High Joining and Annual Fees
  • No fuel surcharge wavier 


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