HDFC Pixel Go Credit Card vs Axis Bank Select Credit Card
Joining Fees
₹250
₹3,000
Editor's Rating
3.2
4.5
Key Features
- Joining benefits: Avail a joining fee waiver by spending Rs. 10,000 within 90 days of issuance
- In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
- Hassle-free, one-click instant conversion of the PIXEL Go credit card outstanding balance to EMIs from the PayZapp
- Zero lost card liability
- Interest Free Credit Period: Get up to 50 days of interest free credit period from the date of purchase
- Revolving Credit is available at a nominal interest rate
- Avail up to 25% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App
- 1% unlimited cashback on all eligible transactions
- When accumulation of 500 PIXEL CashPoints is reached, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally. Pixel CashPoints are valid for 2 years from the date of accumulation
- Get 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
- Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website. This is applicable once per month per user
- Flat Rs. 200 off on Swiggy mobile app/website. Valid twice a month on minimum transaction of Rs. 1000 per order
- 12 complimentary International Airport Lounge access via Priority Pass Membership
- 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months
- Do note that the Priority Pass will renew automatically when you have met Rs. 3 lakhs spends in preceding card anniversary year
- 6 complimentary golf rounds per year. Unlock 6 additional visits by spending Rs. 3 lakhs annually
- Annual benefits: Priority Pass Membership renewal on annual spend of 3 Lakh. Renewal of offers on BigBasket and Swiggy
- Get 5000 EDGE points on spending Rs. 3 Lakhs in a card anniversary year
- Complete annual fee waiver on spending Rs. 8 Lakhs in a card anniversary year
- Get 10 Axis EDGE points on every Rs. 200 spends
- Get 2X per Rs. 200 on ‘Retail Shopping’ spends
- Avail 2X EDGE REWARD Points up to cumulative transactions of Rs. 20,000 per month. For transactions done above Rs. 20,000 per months earn 10 EDGE REWARD Points
- Explore curated experiences from across the world with Extraordinary Weekends
- 1% fuel surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month.
- Rs. 800 off and more via Axis Bank Dining Delight Program with EazyDiner
- Purchase protection up to Rs. 1 Lakh
- Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover
Editor's Review
Pros
- In a year, spend Rs. 50,000 or more before the Credit Card's renewal date and get the renewal fee waived off
- Shop Now and Pay in Parts with flexible low cost EMIs
- Up to 25% discount on partner restaurants via Swiggy Dineout
Cons
- No Golf benefits
- No airport lounge access
- No rewards as such
Pros
- Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website
- 12 complimentary International Airport Lounge access via Priority Pass Membership
- 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months
Cons
- High interest rate
- High joining/renewal fee
