You’ll receive Welcome Benefit of 500 Cash Points that’s applicable only on the payment of the membership fee
In the first 90 days, spend Rs. 20000 or above and get first-year membership fee waived off
Accumulate and redeem reward points for cash-back against outstanding amount on your Credit Card (100 points = Rs. 20)
In the first year, spend Rs. 50,000 or above and get renewal membership fee waived off
Earn 2 Reward Points on every Rs 150 spent
Every quarter receive a gift voucher worth Rs. 500 on spends of Rs 50,000. Get up to Rs. 2,000 worth of gift vouchers in a year
While doing online shopping, earn 4 reward points for every Rs 150 you spend online with the card. (With effect from 15th July 2020, customers can get up to 500 Reward Points per statement cycle for the online spends, under the 2X RP feature.)
Spend Rs 50,000 in a Quarter and avail Rs 500 worth E-Voucher
Renew membership for free by just spending Rs. 50,000 in a year before the renewal date
1% fuel surcharge waiver at any fuel stations in India, on minimum transaction Rs. 400 and Max CashBack of Rs. 250 per statement cycle
If your HDFC Moneyback Credit Card gets lost, report immediately and avail zero liability on any fraudulent transactions made on the Credit Card
Rewards Rate:
Reward Points accumulated can be redeemed against statement balance at the rate 1 RP = Rs. 0.20
Reward Points can even be used to redeem against travel benefits such as Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal: 1 CashPoint = Rs. 0.25
On the yearly card renewal period, get 3000 Bonus Miles
Earn 8 miles for every Rs.100 on spends at Amazon India, Flipkart, Myntra
Earn 4 Miles for every Rs.100 spent on all other transactions (Offer Validity: 15 Feb’21-15 Aug’21)
Redeem miles over more than 100 domestic and international airlines
Transfer your miles to any of the card’s hotel & airline partner
Miles never expires so you can use them whenever you desire
Redeem Miles instantly via SMS against purchases at leading brands
Turn big purchases into small payments
Complimentary Access to Airport Lounges in India
Instant loans availed
Get amazing deals and discounts locally & in other 90 countries
As you earn more miles, redeem easily at www.premiermiles.co.in
You can either redeem the miles now or keep collecting them
Using Citi contactless card pay the easy way
Enjoy the Travel and Lifestyle Services by contacting the Travel and Lifestyle specialist to create and plan an enchanting experience
Enjoy the latest offers on the credit card
Have instant savings on lifestyle and wellness categories
Join the millions of subscribers with a unique analysis of the issues behind the headlines
Personal Air Accident Insurance cover of Rs 1 crore
Lost Card Liability Cover of Rs. 10 Lakh
Editor's Review
Pros
Zero liability on the lost card if reported immediately
With the EMV Chip technology presented in the card, stay protected against fraud
Avail up to 50 days of the interest-free period from the date of purchase, and enjoy Revolving Credit at a nominal interest rate
Cons
The Reward points are only valid for 2 years
No complimentary Airport Lounge Access
High-interest rate of 3.49%
Pros
The miles earned can be used or redeemed on Citi Bank's Partnered Airlines
On every Rs.100 spent on airline transactions on www.premiermiles.co.in earn 10 miles
Save up to 20% across all Citibank's partnered restaurants