HDFC Doctor’s Superia Credit Card vs RBL Bank Platinum Maxima Credit Card

• Avail 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
• Enjoy 50% more reward points on dinner spends.
• Doctor's Superia Credit Card provides protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
• Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date.

• Earn 2 Reward Points for every Rs. 100 spent on all your purchases
• 5X Rewards: Get 10 Reward Points for every Rs. 1000 spent for dining, entertainment, utility bill payments, fuel and international purchases
• Annual Spend Bonus: Use your card for purchases of Rs. 2 lakhs or more in a year and get 10,000 reward points
• Get additional 10,000 Bonus Reward Points on crossing Rs. 3.5 lakhs of annual spends on the card
• Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
• 2 complimentary visits every calendar quarter at Domestic Lounges at all major airports in India
• Redeem Reward Points for air travel, hotel stays, shopping vouchers and much more
• Fuel Transaction Charge: 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher

Pros

• Renewal Benefit: 1000 reward points
• Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim
• Reward points validity: Reward points are valid only for 2 years from the date of accumulation.

Cons

• No golf/coaching sessions
• No complimentary Airport Lounge access

Pros

• Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
• Two complimentary access to domestic lounges at all major airports in India

Cons

• No Fuel Surcharge Wavier
• High-interest rate