HDFC Doctor’s Superia Credit Card vs PVR Kotak Gold Credit Card

HDFC Doctor’s Superia Credit Card
HDFC Doctor’s Superia Credit Card
HDFC Bank · Mastercard
3.5
₹1,000 / Joining Fees
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VS
PVR Kotak Gold Credit Card
PVR Kotak Gold Credit Card
Kotak Mahindra Bank · Visa
4.2
₹499 / Joining Fees
Apply Now →
Fees
HDFC Bank
Kotak Mahindra Bank
Joining Fees
₹1,000
₹499
Renewal Fees
₹1,000
₹499
Network
Mastercard
Visa
Editor's Review
3.5
4.2
Free Lounge Access
No
No
Features
HDFC Doctor’s Superia Credit Card
  • Avail 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
  • Enjoy 50% more reward points on dinner spends.
  • Doctor's Superia Credit Card provides protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
  • Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date.
PVR Kotak Gold Credit Card
  • Obtain 15% Cash-back on Food and Beverages at PVR
  • Obtain 5% Cash-back on Movie tickets at PVR Box Office
  • No Joining Fee for the first year
  • Insurance Cover for Lost or Stolen Cards: PVR Gold Amount Insured per year Rs. 50,000
Editor's Review
HDFC Doctor’s Superia Credit Card

Pros

  • Renewal Benefit: 1000 reward points
  • Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim
  • Reward points validity: Reward points are valid only for 2 years from the date of accumulation.

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge access
PVR Kotak Gold Credit Card

Pros

  • Avail 1 free PVR ticket every month on spends of Rs. 10,000 ( each ticket up to Rs.400)
  • Avail 2 free PVR tickets every month on spends of Rs. 15,000

Cons

  • No complimentary Golf lessons/green 
  • No complimentary Airport Lounge access

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