HDFC Doctor’s Superia Credit Card vs HDFC Bank Visa Signature Credit Card

Joining Fees

₹1,000

₹0

Editor's Rating

3.5

3.25

Key Features

  • Avail 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
  • Enjoy 50% more reward points on dinner spends.
  • Doctor's Superia Credit Card provides protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.
  • Get first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date.
  • Annual fees: Get the first-year’s membership free by spending Rs. 15,000 within the first 90 days
  • Renew the membership for free by spending Rs. 75,000 in a year
  • Enjoy the comfort of over 600 global airport
  • Earn 2 reward points for every Rs. 150 spends
  • Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
  • Get up to three add-on cards free for your family
  • With the EMV Chip technology in the card, stay protected against fraud
  • Zero liability on lost card
  • Avail 50 days of interest-free credit from the date of purchase
  • Enjoy Revolving Credit at nominal interest rate
  • Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card

Editor's Review

Pros

  • Renewal Benefit: 1000 reward points
  • Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim
  • Reward points validity: Reward points are valid only for 2 years from the date of accumulation.

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge access

Pros

  • Enjoy the comfort of over 600 global airport
  • Earn 2 reward points for every Rs. 150 spends
  • Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)

Cons

  • No golf benefits
  • No insurance benefits
  • No cashback offers


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