HDFC Diners ClubMiles Credit Card vs YES Prosperity Cashback Credit Card

Joining Fees

₹1,000

₹999

Editor's Rating

4

5

Key Features

  • Access 1000+ leading lounges across the globe with complimentary access six times a year through HDFC exclusive lounge program
  • Benefits of a concierge for all your travel needs
  • 15% discount and other benefits at some of the finest restaurants. You can select from over 1400 offers with partners across the world
  • Insurance Benefits  
  • 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • Instant EMI
  • Earn rewards points on your transactions that are converted into EMIs

Editor's Review

Pros

  • 6 complimentary access to 700+ lounges worldwide annually
  • Redeem Reward Points for bookings across 150+ airlines and a wide range of hotels
  • Get air accident cover of Rs. 1 crore

Cons

  • No complimentary offers for movie tickets 
  • No Cashback on online spends 
  • No Golf Privileges 

Pros

  • Preferential Foreign Currency Markup of 3.40% only
  • 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
  • Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES

Cons

  • No complimentary Airport Lounge access
  • No Golf/coaching sessions
  • High-interest rate


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