HDFC Diners ClubMiles Credit Card vs American Express® Platinum Reserve
Joining Fees
₹1,000
₹10,000
Editor's Rating
4
3.7
Key Features
- Access 1000+ leading lounges across the globe with complimentary access six times a year through HDFC exclusive lounge program
- Benefits of a concierge for all your travel needs
- 15% discount and other benefits at some of the finest restaurants. You can select from over 1400 offers with partners across the world
- Insurance Benefits
- Welcome Gift of 11,000 Bonus Membership Rewards Points
- Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
- Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
- Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
- Complimentary access to leading Golf courses in India
Editor's Review
Pros
- 6 complimentary access to 700+ lounges worldwide annually
- Redeem Reward Points for bookings across 150+ airlines and a wide range of hotels
- Get air accident cover of Rs. 1 crore
Cons
- No complimentary offers for movie tickets
- No Cashback on online spends
- No Golf Privileges
Pros
- Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
- Avail movie or online shopping vouchers worth Rs.6,000 per year
- Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
- Redeem the Points for over 500 options that include travel, dining, accessories and more
Cons
- Poor reward structure
- Absence of bonus reward points on milestone spends
- High-interest rates
- High Annual Fee
