HDFC Diners Club Premium Credit Card vs Spar SBI Card PRIME
Joining Fees
₹2,500
₹2,999
Editor's Rating
3.3
2.5
Key Features
- You can convert reward points to miles on Jet Airways, Air India and Singapore Airlines (1 reward point = 0.50 air mile)
- Avail 10 X Reward Point on International spends
- 24x7 concierge service for reservations for travel needs
- Redeem Reward Points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com .(1 Reward Point = 0.50 AirMile)
- Lowest mark up on foreign currency transactions: Just 2%
- Insurance Benefits
- Cumulative milestone benefits up to 58,000 RP worth Rs 14,500
- On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
- On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points
- On annual spends of Rs 100,000 across all Landmark Stores, earn 12,000 bonus Reward Points
- 1% Fuel Surcharge Waiver
Editor's Review
Pros
- Get Up to 6 Complimentary access to 1000+ lounges Worldwide
- Redeem points for exclusive gifts from the rewards catalogue
- 4 Reward Points for every Rs. 150 spent
- Get a free renewal by spending Rs. 3 lakhs in 12 months
Cons
- No complimentary offers for movie tickets
- No Cashback on spends
Pros
- Welcome Benefits include getting 12,000 bonus reward points equivalent to Rs. 3,000 on payment of Annual Fees
- Spar SBI Card PRIME can be used in over 24 million outlets globally, including 3,25,000 outlets in India
- Avail 20,000 bonus Reward Points on annual spends of Rs 180,000 across all Landmark Stores
Cons
- No Golf/coaching sessions
- Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits
