HDFC Diners Club Premium Credit Card vs Citi PremierMiles Card
Joining Fees
₹2,500
₹3,000
Editor's Rating
3.3
4.3
Key Features
- You can convert reward points to miles on Jet Airways, Air India and Singapore Airlines (1 reward point = 0.50 air mile)
- Avail 10 X Reward Point on International spends
- 24x7 concierge service for reservations for travel needs
- Redeem Reward Points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com .(1 Reward Point = 0.50 AirMile)
- Lowest mark up on foreign currency transactions: Just 2%
- Insurance Benefits
- On the yearly card renewal period, get 3000 Bonus Miles
- Earn 8 miles for every Rs.100 on spends at Amazon India, Flipkart, Myntra
- Earn 4 Miles for every Rs.100 spent on all other transactions (Offer Validity: 15 Feb’21-15 Aug’21)
- Redeem miles over more than 100 domestic and international airlines
- Transfer your miles to any of the card’s hotel & airline partner
- Miles never expires so you can use them whenever you desire
- Redeem Miles instantly via SMS against purchases at leading brands
- Turn big purchases into small payments
- Complimentary Access to Airport Lounges in India
- Instant loans availed
- Get amazing deals and discounts locally & in other 90 countries
- As you earn more miles, redeem easily at www.premiermiles.co.in
- You can either redeem the miles now or keep collecting them
- Using Citi contactless card pay the easy way
- Enjoy the Travel and Lifestyle Services by contacting the Travel and Lifestyle specialist to create and plan an enchanting experience
- Enjoy the latest offers on the credit card
- Have instant savings on lifestyle and wellness categories
- Join the millions of subscribers with a unique analysis of the issues behind the headlines
- Personal Air Accident Insurance cover of Rs 1 crore
- Lost Card Liability Cover of Rs. 10 Lakh
Editor's Review
Pros
- Get Up to 6 Complimentary access to 1000+ lounges Worldwide
- Redeem points for exclusive gifts from the rewards catalogue
- 4 Reward Points for every Rs. 150 spent
- Get a free renewal by spending Rs. 3 lakhs in 12 months
Cons
- No complimentary offers for movie tickets
- No Cashback on spends
Pros
- The miles earned can be used or redeemed on Citi Bank's Partnered Airlines
- On every Rs.100 spent on airline transactions on www.premiermiles.co.in earn 10 miles
- Save up to 20% across all Citibank's partnered restaurants
Cons
- No Annual Fee Waiver
- High-interest rates
