HDFC Diners Club Black vs HDFC Bank Tata Neu Plus Credit Card

Joining Fees

₹10,000

₹499

Editor's Rating

4.6

4.5

Key Features

  • Complimentary Annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months) and MMT BLACK   
  • Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month
  • Avail 5 Reward Points for every Rs 150 spent
  • Up to 10X Reward Points via SmartBuy
  • HDFC Bank x Swiggy Dineout - Good food Trail: Enjoy FLAT 10% EXTRA OFF on dining bills at 35K+ restaurants
  • Complimentary Golf games across the finest courses in the world ( 6 per quarter)       
  • Travel benefits: Book flight tickets / hotels across 150+  airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners
                                         
  • Dining privileges includes 2X on weekend dining
  • Up to 50 days of interest free credit period on the credit card
  • Credit liability cover: Rs. 9 lakh
  • Foreign Currency Markup:  2% on all your foreign currency spends
  • Revolving Credit is available at a nominal interest rate on the HDFC Bank Diners Club Black Credit Card
  • 24/7 Concierge Services
  • Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members
  • 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and Max CashBack of Rs. 1000 per statement cycle
  • Milestone Benefit: As the milestone benefit the credit card holders can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cabs vouchers worth Rs. 500 every month on spends of Rs. 80,000
  • Annual Spend based benefit: Complimentary annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months), MMT BLACK can also be availed upon achieving annual spend of Rs 8 Lakhs at the time of card anniversary
  • HDFC Bank Diners Club Black Credit Card comes with an option to convert big spends into EMI after purchase
  • Contactless Payment

* Get 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
* Get 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
* Avail 1% back as NeuCoins on UPI spends
* Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
* By spending Rs.1,00,000 or more in a year, before the Credit Card's renewal date, get renewal fee waived off
* Zero lost card liability
* Interest-Free Credit Period of up to 50 days 
* Revolving Credit is available at a nominal interest rate 
* 4 Complimentary Domestic Lounge Access per calendar year
* 1% fuel surcharge waiver at fuel stations in India. This is applicable on minimum transaction of Rs. 400 & maximum transaction of Rs. 5,000

Editor's Review

Pros

  • Air accident insurance cover worth Rs 2 crore
  • Emergency overseas hospitalization: Rs. 50 Lakh
  • Travel Insurance Cover of up to Rs. 55,000 on baggage delay                                                               
  • Credit Liability Cover of up to Rs. 9 Lakh
  • Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs

Cons

  • Joining and renewal fee is on the higher side

Pros

* Tata Neu Plus HDFC Bank Credit Card is enabled for contactless payments
* Airport lounge access
* Fuel surcharge

Cons


* No golf benefits
* Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app


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