Earn 4 Reward Points on every Rs. 150 spent on retail spends excluding wallet, EMI and petrol
By making Vendor/supplier bill payments and GST payments using HDFC Bank Business Regalia Credit Card, get up to 50 days of free credit period
12 Complimentary Airport Lounge Access within India at domestic and international terminals
Customers who use RuPay cards can now enjoy 12 complimentary airport lounge accesses within India and 6 outside India
With the Diners Club card, you can enjoy up to 12 complimentary airport lounge visits within India and 6 outside India
PRIORITY PASS: To avail a Priority Pass, you can apply once you complete a minimum of 4 retail transactions on your HDFC Bank Regalia Credit Card. With a Priority Pass, you and your add-on member can together enjoy up to 6 complimentary lounge access per calendar year, outside India
Get 5% monthly cashback on Business Essential Spends
Up to 4 Reward Points on every Rs.150 spent for business payment, redeem reward points to pay credit card bill
HDFC Bank Merchants can now conveniently make vendor and distributor payments through a single app using SmartHub
Get Pre-approved instant loans and Cash withdrawal facility on the Business Credit Card
Convert all big spends into EMI after purchase
Zero Lost card liability
Get Revolving Credit at nominal interest rate
2% on all foreign currency spends
1% fuel surcharge waiver at all fuel stations across India on transactions betwwen Rs. 400 and Rs. 5000
Enjoy dining benefits with the Good Food Trail program
Save up to 20% on all restaurant bills via Swiggy Dineout (20,000+ restaurants). The offer includes both restaurant and Swiggy discounts and is only valid on payments made through the Swiggy app
Milestone Benefit: Earn Bonus 10,000 Reward Points when spending Rs. 5 lakhs in the anniversary year. Earn an additional 5,000 Reward Points when spending Rs. 8 lakhs in the anniversary year
Renewal Offer: The renewal fee is waived off if you spent more than 3 lakhs in the previous year
Convert big spends into EMI after purchase
Air Accidental death cover up to Rs 1 Cr
Emergency Overseas Hospitalization protection worth up to Rs. 15 lakhs
Flight Delay cover of up to Rs 25,000
Missing of Connecting International Flight cover of up to Rs 25,000
The maximum 50,000 Reward Points can be earned in a statement cycle for your Business Regalia Credit Card
This card is enabled for contactless payments
Get 5% monthly cashback by booking tickets through IRCTC
On Fuel expenses, enjoy savings with 5% monthly cashback
Get 1% surcharge waiver and save up to Rs. 250 in every billing cycle (Min transaction of Rs. 400)
On Groceries spends, enjoy savings with 5% monthly cashback
Enjoy savings with 5% monthly cashback on Bill Payment and Mobile recharge
Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
Avail up to 50 interest-free days from date of purchase
Get Revolving Credit at Nominal interest rate
Save annually up to Rs 3,600 by simply using the HDFC Bank Bharat credit card
Editor's Review
Pros
On all foreign currency spends, avail the lowest foreign currency markup of 2%
Redeem Reward Points instantly against Airline ticket booking and Hotel booking
Enjoy the exclusive 24/7 Concierge Service
Cons
Although complimentary Membership to the Priority Pass Program is offered, all Lounge visits within India using priority pass will be charged at US $27 + GST
Lounge Visits outside India exceeding the complimentary visits will be charged at US $27 + GST.
The annual fee of 2500 is moderately high
Pros
Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle (Min transaction of Rs. 400)
Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
Avail up to 50 interest-free days from date of purchase
Cons
No Lounge Access
No Golf benefits
More comparisions with HDFC Business Regalia Credit Card