Welcome Benefit: Complimentary Annual Zomato Gold Membership when you spend Rs. 75,000 and above in the first three months. Do note the offer is not applicable for cards sourced after 20th January, 2021
Get 15,000 Bonus Reward Points on annual spends of Rs. 8,00,000, and get 10,000 Bonus Reward Points on annual spends of Rs. 5,00,000
Spend Rs. 60,000 & above in the first 90 days to get the first-year membership fee waived off, and spend Rs. 3,00,000 in 12 Months to get Renewal Fee waived for next renewal year
4 Reward Points for every Rs.150 spent on all spends
5% Cashback on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining and Taxi. Note: Maximum cashback of Rs. 500 per statement on minimum monthly spends of Rs. 20,000
The Current Account Holders will avail double cashback on all Business essentials such as Telecom, Utility, Govt and Tax payments only up to Rs. 1000 per statement
Avail POS Rental Reversal on monthly spendings of Rs 30,000 on the credit card and monthly volume of Rs 25,000 on POS machine capped at Rs. 1000 per month
12 Complimentary Airport Lounge Access per calendar year within India (both at domestic and international terminals)
Apply for Priority Pass for yourself and add on members upon completing minimum 4 retail transactions on the HDFC Bank Regalia Credit Card
Using the Priority Pass, you along with an add on member can together avail up to 6 Complimentary Lounge Access per calendar year outside India
Get Air Accidental death cover up to Rs 1 Cr and Emergency Overseas Hospitalization protection worth up to Rs. 15 Lakhs
Flight Delay cover of up to Rs 25,000 and missing of Connecting International Flight cover of up to Rs 25,000 available to the primary cardholder
With EasyEMI for SMEs facility, you don’t need to block your capital
Purchase interiors, furniture, electronics, ACs and more in bulk with No Cost EMI offer on brands like Damro, Dash Square, Durian Industries, EVOK, Furniturewalla, Godrej Interior, Royal Oak, Stanley, The Maark Trendz, Kelvinator, Blue Star, Reliance Digital
24x7 dedicated concierge
Explore curated experiences from across the world with Extraordinary Weekends
1% fuel surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
20% off at partnered restaurants in India
Air Accident cover up to Rs. 2.5 Crore
Purchase protection up to Rs. 1 Lakh
Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover
Editor's Review
Pros
On all foreign currency spends, avail the lowest foreign currency markup of 2%
Redeem Reward Points instantly against Airline ticket booking and Hotel booking
Enjoy the exclusive 24/7 Concierge Service
Cons
Although complimentary Membership to the Priority Pass Program is offered, all Lounge visits within India using priority pass will be charged at US $27 + GST
Lounge Visits outside India exceeding the complimentary visits will be charged at US $27 + GST.
The annual fee of 2500 is moderately high
Pros
Amazon Voucher worth Rs 2000 on card activation
20% off up to Rs. 500 p.m. on Bigbasket
40% off up to a maximum of Rs. 200 on Swiggy
Cons
High-interest rate
High Joining/Renewal Fee
More comparisions with HDFC Business Regalia Credit Card