Gain 2X Reward Points, 4 Reward Points, on every Rs. 150 spent online
Avail 2 Reward Points on all other retail spends, excluding wallet, EMI, and petrol, for every Rs. 150 spent
Use HDFC Bank Business Moneyback Credit Card for Vendor/supplier and GST payments and enjoy up to 50 days of interest-free credit period
Earn 2,500 Bonus Reward Points on spends of Rs. 1.8 lakhs or more within your anniversary year
Redeem reward points as cashback against the statement
Get 5X Reward Points on Fuel with a maximum 1000 points per month in the first year
Do note that effective 1st October 2023, 5X RP on fuel transactions will be discontinued
Up to 50 days interest-free credit period
Avail 5% Monthly Cashback on Business Essential Spends such as electricity bills, telephone and internet bills, Government and Tax Payments
Get up to Rs.250 cashback per statement with a minimum monthly spend of Rs.10,000. This offer is applicable only in the first year
Get 5% cashback on GST payments using Business Credit Card. Offer valid only for the first year after card issuance
Avail up to 4 Reward Points on every Rs. 150 spent for business payment, redeem reward points to pay credit card bill
Register your credit card with SmartPay, HDFC Bank's utility bill payment service, and ensure that your utility bills are paid on time, conveniently and easily. You can get an assured cashback of up to Rs. 1800 in the first year, as well as exciting e-vouchers worth up to Rs. 800 for adding two or more bills on Smart Pay
Zero Lost card liability
Enjoy Revolving Credit at a nominal interest rate
1% fuel surcharge waiver at all fuel stations across India on minimum transactions of Rs. 400 and maximum transactions of Rs. 5000
Experience wonderful dining benefits with the Good Food Trail program
Save up to 20% on your restaurant bills at 20,000+ restaurants with Swiggy Dineout. This offer includes discounts from both the restaurant and Swiggy. Valid only for payments made through the Swiggy app
Milestone Benefit:Earn Bonus 2,500 Bonus Reward Points when spending Rs. 1.8 lakhs in the anniversary year
Renewal Offer:If you spent Rs.50,000 or more in the previous year, your renewal fee will be waived off
Convert big spends into EMI after purchase
The HDFC Bank Business Moneyback Credit Card is equipped with contactless payment technology for added convenience and speed
Complimentary Airport Lounge Access within India: Lounge access program will now be based on the credit card spends. Spend Rs. 1 Lakh or more in a calendar quarter (Jan-Mar | Apr-Jun |Jul-Sept | Oct-Dec). Choose up to 2 complimentary lounge access vouchers as your Quarterly Milestone Benefit
International Lounge access using priority pass is not based on spends: Cardholders can apply for Priority Pass once they complete minimum 4 retail transactions on the card. Do note that Rupay cards are not eligible for priority pass. Using Priority Pass, avail up to 6 Complimentary Lounge Access per calendar year, outside India
1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5000
Enjoy dining benefits with the Good Food Trail program: Get up to 7.5% savings on all restaurant bill payments via Swiggy Dineout (20k+ restaurants). This offer is inclusive of Restaurant and Swiggy Discount, and valid only on payments done via the Swiggy App
Zero Lost card liability
Foreign Currency Markup: 3.5% on all foreign currency spends
Get Revolving Credit at nominal interest rate
24/7 Concierge Services
Milestone Benefit: Avail 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs and additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs in an anniversary year
Spend Rs. 3L in 12 Months and get Renewal Fee waived for next renewal year
Convert big spends into EMI after purchase
Accidental air death cover worth Rs. 1 Crore
Emergency overseas hospitalization up to Rs. 15 lakhs
Lost Card Liability Cover : Up to Rs 9 lakhs
On retail spends including Insurance, earn 4 reward points on Rs. 150
Get 10,000 Reward Points on annual spends of Rs. 5 lakhs
Get additional 5,000 Reward Points on annual spends of Rs. 8 lakhs
Editor's Review
Pros
Gain 2X Reward Points, 4 Reward Points, on every Rs. 150 spent online
Avail 2 Reward Points on all other retail spends, excluding wallet, EMI, and petrol, for every Rs. 150 spent
Avail 5% Monthly Cashback on Business Essential Spends
Cons
No golf benefits are provided
No airport lounge access
Pros
Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
Accidental air death cover worth Rs. 1 Crore
Fuel Surcharge Waiver
Cons
Slightly high Annual Fee
No golf/coaching sessions
More comparisions with HDFC Business MoneyBack Credit Card