HDFC Business MoneyBack Credit Card vs HDFC Bank Harley-Davidson Diners Club Credit Card

• Gain 2X Reward Points, 4 Reward Points, on every Rs. 150 spent online
• Avail 2 Reward Points on all other retail spends, excluding wallet, EMI, and petrol, for every Rs. 150 spent
• Use HDFC Bank Business Moneyback Credit Card for Vendor/supplier and GST payments and enjoy up to 50 days of interest-free credit period
• Earn 2,500 Bonus Reward Points on spends of Rs. 1.8 lakhs or more within your anniversary year
• Redeem reward points as cashback against the statement
• Get 5X Reward Points on Fuel with a maximum 1000 points per month in the first year
• Do note that effective 1st October 2023, 5X RP on fuel transactions will be discontinued
• Up to 50 days interest-free credit period
• Avail 5% Monthly Cashback on Business Essential Spends such as electricity bills, telephone and internet bills, Government and Tax Payments
•  Get up to Rs.250 cashback per statement with a minimum monthly spend of Rs.10,000. This offer is applicable only in the first year
• Get 5% cashback on GST payments using Business Credit Card. Offer valid only for the first year after card issuance
• Avail up to 4 Reward Points on every Rs. 150 spent for business payment, redeem reward points to pay credit card bill
• Register your credit card with SmartPay, HDFC Bank's utility bill payment service, and ensure that your utility bills are paid on time, conveniently and easily. You can get an assured cashback of up to Rs. 1800 in the first year, as well as exciting e-vouchers worth up to Rs. 800 for adding two or more bills on Smart Pay
• Zero Lost card liability
• Enjoy Revolving Credit at a nominal interest rate
• 1% fuel surcharge waiver at all fuel stations across India on minimum transactions of Rs. 400 and maximum transactions of Rs. 5000
• Experience wonderful dining benefits with the Good Food Trail program
• Save up to 20% on your restaurant bills at 20,000+ restaurants with Swiggy Dineout. This offer includes discounts from both the restaurant and Swiggy. Valid only for payments made through the Swiggy app
• Milestone Benefit: Earn Bonus 2,500 Bonus Reward Points when spending Rs. 1.8 lakhs in the anniversary year
• Renewal Offer: If you spent Rs.50,000 or more in the previous year, your renewal fee will be waived off
• Convert big spends into EMI after purchase
• The HDFC Bank Business Moneyback Credit Card is equipped with contactless payment technology for added convenience and speed

• Get 5X Reward Points on Swiggy and Zomato. You can earn a maximum of 2500 Reward Points every month
• Avail up to 10X Rewards on Booking flight tickets / stays across 150+ hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
• Interest Free Credit Period: Get up to 50 days of interest free credit period 
• Credit Liability Cover of Rs. 9 lakh
• Enjoy Foreign Currency Markup at a nominal 2% on all foreign currency spends
• Revolving Credit is available at a nominal interest rate
• Get 2 Complimentary Airport lounge access every calendar quarter worldwide for primary and add-on card members
• ‘Buy 1 Get 1 Free' offer on BookMyShow: Purchase 1 Ticket, and get another ticket free up to Rs. 250 per booking. This offer can be used maximum twice every month on minimum purchase of 2 tickets in a single transaction. It is valid only on Friday, Saturday and Sunday shows
• As a Milestone Benefit, avail Rs. 1,500 worth vouchers of Marriott Experience or Decathalon or Barbeque Nation or O2 Spa or Lakme Salon on spends of Rs. 1.5 lakhs in a calendar quarter
• Avail the option to convert big spends into EMI after purchase
• Accidental Air Death Cover worth Rs. 1 Crore
• Emergency overseas hospitalization up to Rs. 25 lakhs
• Travel Insurance Cover of up to Rs. 50,000 on baggage delay
• Credit Liability cover up to Rs. 9 Lakh
• Get 4 Reward Points for every Rs. 150 retail spends
• Earn 20 Reward Points on every Rs. 150 spends on Swiggy and Zomato
• Earn up to 10X Reward Points on Spends Via Smartbuy
• Avail up to 20% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App

Pros

• Gain 2X Reward Points, 4 Reward Points, on every Rs. 150 spent online
• Avail 2 Reward Points on all other retail spends, excluding wallet, EMI, and petrol, for every Rs. 150 spent
• Avail 5% Monthly Cashback on Business Essential Spends 

Cons

• No golf benefits are provided
• No airport lounge access

Pros

• Airport lounge access for both primary and add-on cardholders
• Good benefits related to movies and food
• Accidental Air Death Cover worth Rs. 1 Crore, Emergency overseas hospitalization up to Rs. 25 lakhs, and Travel Insurance Cover of up to Rs. 50,000 on baggage delay

Cons

• No Golf benefits
• No fuel benefits
• Although the card is centered around Harley Davidson, it doesn’t offer much benefits like accelerated Reward Points for purchases made at the motorcycle store