HDFC Bank World MasterCard Credit Card vs Tata Platinum Card

Joining Fees

₹0

₹2,999

Editor's Rating

3.25

3.5

Key Features

  • Avail free access to over 600 global airport lounges with complimentary Priority Pass membership
  • Earn 2 reward points for every Rs. 150 spends
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 75,000 per statement cycle
  • Save up to Rs. 8300 on lounge access and fuel costs every year
  • Get up to three add-on cards free for your family
  • With the EMV Chip technology in the card, stay protected against fraud
  • Zero liability on lost card
  • Avail 50 days of interest-free credit from the date of purchase
  • Enjoy Revolving Credit at nominal interest rate
  • Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card
  • Welcome e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside
  • Get Anniversary Gift: Eligibility on crossing spends of Rs. 2 lakhs in the previous year
  • 2% value back on spends at Croma and cromaretail.com
  • Get up to 5% value back on spends on Tata outlets

Editor's Review

Pros

  • Avail free access to over 600 global airport lounges with complimentary Priority Pass membership
  • Earn 2 reward points for every Rs. 150 spends
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 75,000 per statement cycle

Cons

  • No golf benefits
  • No insurance benefits
  • No cashback offers

Pros

  • Welcome and Anniversary gift vouchers
  • Airport lounge access
  • Gift vouchers on achieving milestone spends
  • Value back at STAR and TATA outlets

Cons

  • High-interest rate
  • No concierge services
  • No Golf games


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