HDFC Bank World MasterCard Credit Card vs RBL Bank Doctor’s SuperCard

• Avail free access to over 600 global airport lounges with complimentary Priority Pass membership
• Earn 2 reward points for every Rs. 150 spends
• Avail 50% more rewards for every Rs. 150 spends above Rs. 75,000 per statement cycle
• Save up to Rs. 8300 on lounge access and fuel costs every year
• Get up to three add-on cards free for your family
• With the EMV Chip technology in the card, stay protected against fraud
• Zero liability on lost card
• Avail 50 days of interest-free credit from the date of purchase
• Enjoy Revolving Credit at nominal interest rate
• Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card

* Get Professional Indemnity Insurance Cover of Rs. 20 lakhs free for first year. To get free auto renewal of the cover, spend Rs. 3.5 lakhs in the second year
* You can convert your available cash limit into a Personal Loan for 3 months at no interest once a year. (Processing fee of 2.5% is applicable; min Rs. 500)
* Enjoy unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date, maximum period of 50 Days. (Processing fee of 2.5% is applicable; min Rs. 500)

W.e.f January 07, 2021, interest is at 1.16% per month will be applicable on Emergency Advance Facility on the SuperCard and no processing fee would be charged.

* Earn 1 Reward Point for every Rs. 100 spent on all stuffs you like
* Earn 2X Reward Points on all online spends, except for online purchases made on Education, Insurance, Utilities, Bills2Pay, and Wallet Load. Maximum Cap is 1,000 Reward Points
* In a year, spend Rs. 1 lakh and get Rs. 2000 gift voucher of biggest brands
* Earn additional Rs. 1000 vouchers on spends of Rs. 1.5 lakhs and Rs. 2 lakhs each
* Avail fuel surcharge waiver of up to Rs. 100 per month
* Avail 1+1 Bookmyshow offer on movie tickets, up to Rs. 200, on any 1 Day of the month (Applicable only on Mon-Fri)
* 4 free visit in a year at domestic lounges in all major airports in India
* Maximum limit of 1 complimentary airport lounge access in a quarter
* In a year, spend Rs. 1,00,000 and get second year annual fees of Rs. 999 reversed
* Easily set a 4-digit PIN for the Card using RBL MyCard Mobile App
* With Dial for Cash program, get cash instantly and pay back in installments. Get a pre-approved loan without blocking the credit limit of the Card. Get the advantage of multiple tenure options to pay back your loan in easy installments
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into Easy Monthly Installments (EMIs). Enjoy paying EMIs at low interest rates, without the hassle of any paperwork & at nominal processing fee
* With the facility of Transfer n Pay program, it enables you to transfer outstanding from other bank’s Credit Cards to your Doctor’s SuperCard at lower interest rates and convert it into Easy Monthly Installments (EMIs)
* Xpress Cash is a unique feature allowing to get an instant loan within your credit limit. Pay back in easy installments and enjoy a host of benefits such as document free process and paperless money transfer
* Cash Advance program fulfills your short-term cash requirements. Enjoy a credit-free period of up to 50 days as an added benefit on the Card membership. It is completely hassle-free and paperless
* Contactless payments enabled. Make payments of up to Rs. 5000 at a time using the tap & pay feature
* With RBL MyCard Mobile App, you can pay your bills, check your statements, view previous activity, pay EMIs at a click, and reset PIN for your Card
* Quick Bill Pay' option
* You can drop cheques in the cheque boxes at nearest RBL Bank Branch, or alternatively, send cheques to the RBL Bank address
* RBL Doctor’s Supercard is globally accepted and can make purchases and pay back later in Indian currency
* Access any ATM in India or Overseas that displays MasterCard/Visa/Cirrus/Maestro sign
* Card is equipped with a PIN-based-EMV chip

Pros

• Avail free access to over 600 global airport lounges with complimentary Priority Pass membership
• Earn 2 reward points for every Rs. 150 spends
• Avail 50% more rewards for every Rs. 150 spends above Rs. 75,000 per statement cycle

Cons

• No golf benefits
• No insurance benefits
• No cashback offers

Pros
* With the facility of Transfer n Pay program, it enables you to transfer outstanding from other bank’s Credit Cards to your Doctor’s SuperCard at lower interest rates and convert it into Easy Monthly Installments (EMIs)
* Xpress Cash is a unique feature allowing to get an instant loan within your credit limit. Pay back in easy installments and enjoy a host of benefits such as document free process and paperless money transfer
* Cash Advance program fulfills your short-term cash requirements. Enjoy a credit-free period of up to 50 days as an added benefit on the Card membership. It is completely hassle-free and paperless

Cons
* No golf privileges
* No airmiles
* High interest rates