Compare HDFC Bank Visa Signature Credit Card vs Ixigo AU Bank Credit Card

Annual fees: Get the first-year’s membership free by spending Rs. 15,000 within the first 90 days
Renew the membership for free by spending Rs. 75,000 in a year
Enjoy the comfort of over 600 global airport
Earn 2 reward points for every Rs. 150 spends
Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
Get up to three add-on cards free for your family
With the EMV Chip technology in the card, stay protected against fraud
Zero liability on lost card
Avail 50 days of interest-free credit from the date of purchase
Enjoy Revolving Credit at nominal interest rate
Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card

Joining fee is Rs. 999 + GST, but it can be waived if the cardholder spends Rs. 1,000 within the first 30 days of card issuance. Renewal fee of Rs. 999 + GST can also be waived if the cardholder spends Rs. 1,00,000 in the previous year
Enjoy a 10% discount on Flight Bookings up to Rs. 1,000
Wave goodbye to PG Charges on train bookings
Get 10% Off on Bus Bookings up to Rs. 300
Receive a 10% Instant Off on Hotel Bookings up to Rs. 1,000
Discounts on Flight, Hotel and Bus Bookings can be availed once per month
PG charges are waived twice per month
Avail 20 Reward Points for every Rs. 200 spent on Train Bookings with ixigo
Avail 10 Reward Points for every Rs. 200 spent on online purchases
Avail 5 Reward Points for every Rs. 200 spent offline
1 Complimentary International Lounge Access every year
Priority Pass can be issued upon request
Get 16 Exclusive Complimentary Domestic Airport and Railway Lounge Access every year
Zero mark-up fee on international purchase
1% surcharge waiver up to Rs. 250 on fuel transactions between Rs. 400 and Rs. 5,000 at all fuel stations in India
Avail plethora of options to redeem the Reward Points for amazing benefits. Some of them include: E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight/Hotel bookings and much more
Zero liability on any fraudulent transactions made with the card after reporting the loss to the bank
Get protected against Travel Credit Card Counterfeit/Skimming and Online frauds
Credit Shield: Up to Rs. 1.5 Lakhs
Convert transactions worth Rs. 2,000 or more into easy EMI options on select tenure of choice. Simply call bank’s Customer Care helpline to book the XpressEMI

Pros

Enjoy the comfort of over 600 global airport
Earn 2 reward points for every Rs. 150 spends
Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)

Cons