HDFC Bank UPI RuPay Credit Card vs Klick RuPay Credit Card
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. The maximum points that can be earned in a calendar month is 500 Points
* Avail 2% Cashpoints on Utility spends. The maximum points that can be earned in a calendar month is 500 Points
* Avail 1% Cashpoints on other spends. The maximum points that can be earned in a calendar month is 500 Points
* Up to 50 days of interest free period on the HDFC Bank UPI RuPay Credit Card from the date of purchase
* Revolving Credit on HDFC Bank UPI RuPay Credit Card is at nominal interest rate
* In an annual year, before the Credit Card's renewal date, spend Rs. 25,000 or more and get renewal fee waived off from second year onwards
- Zero Joining Fees and Annual Fees
- 1% Fuel Surcharge Waiver
- Earn 2 YES Rewardz Points for every Rs. 200 spent on eligible non-UPI transactions
- Get rewarded for all your non-UPI transactions
- Earn reward on non-UPI spends
- Convert payments into EMI with on-call service at attractive interest rates
- Get a loan amount within the card limit to fulfil immediate fund requirements
- Enjoy secure digital payments through a 100% virtual RuPay credit card; no physical card is issued
- Convert eligible transactions of Rs. 1,500 or more into EMIs through the Instant EMI facility
- Eligible cardholders can obtain a Quick Loan within their available credit limit
- Set up recurring payments for bills and subscriptions through YES PayNow and the e-mandate facility
- Existing YES BANK credit-card holders are not eligible for the Klick Credit Card
Pros
* Avail 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions
* Avail 2% Cashpoints on Utility spends
* Avail 1% Cashpoints on other spends
Cons
* No Golf benefits
* No airport lounge access
* No fuel benefits
Pros:
- Lifetime Free Credit Card
- 2 Rewards for every Rs. 200 non-UPI spends
- Convert payments into EMI with on-call service at attractive interest rates
Cons:
- No international or domestic lounge access
- No Golf Benefits
- No Movies and Entertainment, and Dining Benefits
