HDFC Bank Titanium Times Credit Card vs HDFC Infinia Credit Card
Joining Fees
₹500
₹10,000
Editor's Rating
3.7
5
Key Features
- Complimentary Annual Times Prime Membership- Enjoy offers and subscriptions on top brands such as Gaana Plus, Sonyliv, TOI+, Chaayos, Uber, and Myntra
- Avail offer on Movies/BookMyShow- Get 25% off via BookMyShow on Movie Tickets. The cardholder can purchase a maximum of 4 discounted tickets per card per month. Avail maximum discount of Rs. 350 per transaction, and also get a discount of Rs. 50 on Food and Beverage only once
- Extra discount of Rs. 1500- Get up to a maximum of 10% off on bills via PayEazy on Eazydiner. Avail 6 months complimentary membership
- Up to 20% off on online and offline – shopping, wellness, and hotel stays at selected partners. City wise offers based offers every single day
- Up to 5% Cashback on Utility Bills/Shopping
- Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4000
- You can convert your big spends into EMI after purchase
- Contactless payment enabled
- Avail 2 Reward Points for every Rs. 150 spent
- Weekday Dining Bonanza Reward Points
- Avail 5 Reward Points on every Rs. 150 spent on dining spends on weekdays
- You will get Welcome Benefit of Complimentary Club Marriott membership for a year which provides up to 20% discounts for Dining and Stays across Asia – Pacific region
- As a Welcome Benefit, receive 10,000 Reward Points upon fee realization
- If you spend eight lakhs or more in the preceding 12 months, you’ll get renewal membership fee waived off for next year
- Avail Renewal benefit of 10,000 Reward Points
- Complimentary unlimited airport lounge access within and outside India using the Priority Pass. The same benefit is also available for the add on priority pass holders. Through Priority Pass membership you may also use the refreshment and business centre facilities at the selected lounges
- Avail 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs.400 and Rs.1,00,000
- Enjoy lowest markup fee of 2% on all foreign currency transactions
- Avail unlimited complimentary golf games at leading courses in India and selected courses across the globe. Also, you’ll have unlimited complimentary Golf coaching at selected golf courses within India
- Enjoy the Good Food Trail dining program at some of the premium restaurants across top cities
- Earn 5 Reward Points on Rs. 150 on retail spends including Insurance, Utilities, Education, and Rent pay
- Gut 10X Reward Points on travel and shopping spends on HDFC SmartBuy
- Earn 2X Rewards Points on dining spends
- Infinia Credit Card provides Credit Shield Cover for up to 9 lakhs
Rewards Rate:
- Default Reward Rate is 3.3%
- Avail Accelerated Reward Rate of 6.6% (2X on Dining/ airvistara / hdfcbankinfinia)
- Get Accelerated Reward Rate: 33% (10X with limited partners)
Editor's Review
Pros
- Welcome Benefits
- Complimentary Annual Times Prime Membership
- Avail offer on Movies/BookMyShow- Get 25% off via BookMyShow on Movie Tickets, and Weekday Dining Bonanza Reward Point
Cons
- No golf benefits
- No airport lounge access
Pros
- This credit card is suitable for those who’re frequent travelers
- Get Accidental Air Death cover worth Rs. 3 Crore
- If there’s an emergency overseas while, get emergency overseas hospitalization insurance up to Rs. 50 lakhs
Cons
- This credit card is suitable for those who have high earnings
- This credit card doesn’t have any monthly & annual benefits
- This credit card is by “Invite only”
