HDFC Bank Teachers Platinum Credit Card vs Tata Croma Platinum Card

Joining Fees

₹500

₹2,999

Editor's Rating

3.55

3.1

Key Features

  • Avail a special gift of 500 reward points on Teacher's Day (5 Sept) every year
  • On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
  • On Weekdays get 2 reward points for every Rs. 150
  • Get 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
  • Zero liability on lost card
  • Get up to 3 lifetime free add-on cards
  • With the EMV Chip technology in the card, stay protected against fraud
  • Welcome and Anniversary Gift Voucher worth Rs. 3,000 from popular brands 
  • Spends linked gift vouchers worth up to Rs. 6,000
  • 3X Reward Points on Departmental Stores, Dining, Grocery and International spends
  • Spend at selective outlets, get up to 5% Value back

Editor's Review

Pros

  • Get special gift of 500 reward points on Teacher's Day (5 Sept) every year
  • On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
  • On Weekdays get 2 reward points for every Rs. 150

Cons

  • No golf benefits
  • No cashback or dining benefits
  • No airport lounge access

Pros

  • Welcome Benefits 
  • Airport lounge access
  • Cashback on Croma and Tata outlets
  • Rewards

Cons

  • High-interest rate
  • No concierge services
  • No Golf games


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