HDFC Bank Teachers Platinum Credit Card vs Kotak 811 Credit Card

Joining Fees

₹500

₹500

Editor's Rating

3.55

3

Key Features

  • Avail a special gift of 500 reward points on Teacher's Day (5 Sept) every year
  • On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
  • On Weekdays get 2 reward points for every Rs. 150
  • Get 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
  • Zero liability on lost card
  • Get up to 3 lifetime free add-on cards
  • With the EMV Chip technology in the card, stay protected against fraud
  • Earn 2 reward points for every Rs. 100 spent online
  • Earn 1 reward points for every Rs. 100 spent offline
  • Milestone Spends Benefit: In a year, spend Rs. 75,000 and get 4 free PVR tickets OR cashback of Rs. 750
  • Avail 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000. Do note that fuel transactions are not eligible to earn any Reward points
  • Railway Surcharge Waiver: Save railway surcharge of 1.8% for transactions on www.irctc.co.in and 2.5% for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500
  • Add-on Card will have all the benefits that the cardholder enjoys on its Card
  • This card is embedded with EMV Chip that adds additional level of security. You can set 6-digit PIN for authentication for higher security of your transactions
  • Redeem reward points across a variety of categories such as mobile recharge, shopping across 10,000 products, e-vouchers across various brands, movies (BookMyShow Vouchers), travel and many more

Editor's Review

Pros

  • Get special gift of 500 reward points on Teacher's Day (5 Sept) every year
  • On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
  • On Weekdays get 2 reward points for every Rs. 150

Cons

  • No golf benefits
  • No cashback or dining benefits
  • No airport lounge access

Pros

  • Earn 2 reward points for every Rs. 100 spent online, and 1 reward points for every Rs. 100 spent offline
  • In a year, spend Rs. 75,000 and get 4 free PVR tickets OR cashback of Rs. 750
  • Railway Surcharge Waiver

Cons

  • No dinning benefits
  • No Golf Benefits
  • No Airport Lounge Access


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