HDFC Bank Teachers Platinum Credit Card vs InterMiles HDFC Bank Signature Credit Card
Joining Fees
₹500
₹2,500
Editor's Rating
3.55
3.6
Key Features
- Avail a special gift of 500 reward points on Teacher's Day (5 Sept) every year
- On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
- On Weekdays get 2 reward points for every Rs. 150
- Get 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
- Zero liability on lost card
- Get up to 3 lifetime free add-on cards
- With the EMV Chip technology in the card, stay protected against fraud
- Renewal Benefits
A. Continue the exciting journey with 3,000 InterMiles upon spending Rs. 6,000 with in first 30 days of Anniversary date
Experience savings on Flight & Hotel bookings:
A. Get Rs. 750 Flight Discount vouchers
B. Get Rs. 1000 Hotel Discount vouchers
Do note that these Renewal benefits are only applicable on realization of membership fee
- Get 6 InterMiles on every Rs. 150 spent on retail spends
- Get 12 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com
- Get 12 InterMiles on every Rs. 150 spent on every Hotel booked via Interbook.intermiles.com
- Privileges on Etihad Airways
A. Obtain 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com
B. Obtain 10% discount on Etihad Airways Business Class tickets booked on http://flights.intermiles.com
C. Avail 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com
- Domestic Lounge Program: Be greeted with luxury each time when traveling, with access to selected lounges at airports in India with the bank’s network partners
- VISA Lounge Program: Get 16 complimentary visits Per Year (4 per quarter)
- MasterCard Lounge Program: Get 16 complimentary visits (4 per quarter)
- Priority Pass Membership: Get Priority pass membership that provides complimentary enrollment worth $99 into the Priority Pass Program. It allows preferential access to more than 600 airport lounges around the world, and a well deserved rest, refreshment along with the use of business facilities like phones, fax, Internet access and conference rooms
- Primary Card holders can get up to 5 free visits to the International Lounges every year
- 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
- Zero liability on lost card
- Revolving Credit is available at an interest rate of 3.6% per month
- Avail up to 50 days of free credit period from the date of purchase
- Avail up to 3 Add-on Cards
- Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount
Editor's Review
Pros
- Get special gift of 500 reward points on Teacher's Day (5 Sept) every year
- On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
- On Weekdays get 2 reward points for every Rs. 150
Cons
- No golf benefits
- No cashback or dining benefits
- No airport lounge access
Pros
- InterMiles as welcome benefit and reward points
- Domestic and international lounge access with Priority Pass
- Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount
Cons
- InterMiles can only be used for travel related bookings on the InterMiles website
- There are other travel credit cards that offer more redemption options
- No golf or movie benefits
