HDFC Bank Teachers Platinum Credit Card vs HDFC Bank Visa Signature Credit Card

• Avail a special gift of 500 reward points on Teacher's Day (5 Sept) every year
• On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
• On Weekdays get 2 reward points for every Rs. 150
• Get 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
• Zero liability on lost card
• Get up to 3 lifetime free add-on cards
• With the EMV Chip technology in the card, stay protected against fraud

• Annual fees: Get the first-year’s membership free by spending Rs. 15,000 within the first 90 days
• Renew the membership for free by spending Rs. 75,000 in a year
• Enjoy the comfort of over 600 global airport
• Earn 2 reward points for every Rs. 150 spends
• Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
• Get up to three add-on cards free for your family
• With the EMV Chip technology in the card, stay protected against fraud
• Zero liability on lost card
• Avail 50 days of interest-free credit from the date of purchase
• Enjoy Revolving Credit at nominal interest rate
• Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card

Pros

• Get special gift of 500 reward points on Teacher's Day (5 Sept) every year
• On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
• On Weekdays get 2 reward points for every Rs. 150

Cons

• No golf benefits
• No cashback or dining benefits
• No airport lounge access

Pros

• Enjoy the comfort of over 600 global airport
• Earn 2 reward points for every Rs. 150 spends
• Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)

Cons

• No golf benefits
• No insurance benefits
• No cashback offers