Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
Avail up to three add-on cards for free
With the EMV Chip technology in the card, stay protected against fraud
Zero liability on lost card if reported immediately
50 days of interest-free credit
Pay utility and phone bills with ease by registering the card for SmartPay
In a year, spend Rs. 3,00,000 or more before the Credit Card renewal date and get the renewal fee waived off
5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month
Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
Reward points gained on Grocery transactions will be capped to 2,000 per month
Zero lost card liability
Foreign Currency Markup: 2% on all your foreign currency spends
Domestic Lounge Access – VISA / RuPay Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter). Rs. 2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access
International Lounge Access – VISA Card: By using Priority Pass avail up to 4 Complimentary International Lounge Access per calendar year (1 per Quarter). If exceed the 4 Complimentary (1 per Quarter) visits, you will be charged at US $27 + GST per visit
International Lounge Access - RuPay: 4 Complimentary International Lounge Access per calendar year (1 per Quarter)
Editor's Review
Pros
2 reward points for every Rs. 150 spent
Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
Zero liability on lost card if reported immediately
Cons
No golf benefits
No fuel benefits
No airport lounge access
Pros
Accidental air death cover worth Rs. 1 Crore
Emergency overseas hospitalization: Up to Rs. 15 lakhs
Lost Card Liability Cover : Up to Rs. 9 lakhs
Use the NeuCoins for purchases on Tata Neu /Website for Brands like: AirAsia India, Bigbasket, Croma Westside, Tata CLiQ, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, TATA 1MG, Qmin, and Titan and Tanishq (only via Tata Neu)
Cons
No golf benefits
Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app
More comparisions with HDFC Bank Platinum Plus Credit Card