HDFC Bank Platinum Plus Credit Card vs Spar SBI Card SELECT

HDFC Bank Platinum Plus Credit Card

Spar SBI Card SELECT

Joining Fees

₹500

₹1,499

Editor's Rating

2.5

Key Features

Get 2 reward points for every Rs. 150 spent
Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
Avail up to three add-on cards for free
With the EMV Chip technology in the card, stay protected against fraud
Zero liability on lost card if reported immediately
50 days of interest-free credit
Pay utility and phone bills with ease by registering the card for SmartPay

On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home

Editor's Review

Pros

2 reward points for every Rs. 150 spent
Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
Zero liability on lost card if reported immediately

Cons

Pros

Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)

Cons