HDFC Bank Platinum Plus Credit Card vs RBL Bank Platinum Maxima Credit Card

• Get 2 reward points for every Rs. 150 spent
• Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
• Avail up to three add-on cards for free
• With the EMV Chip technology in the card, stay protected against fraud
• Zero liability on lost card if reported immediately
• 50 days of interest-free credit
• Pay utility and phone bills with ease by registering the card for SmartPay

• Earn 2 Reward Points for every Rs. 100 spent on all your purchases
• 5X Rewards: Get 10 Reward Points for every Rs. 1000 spent for dining, entertainment, utility bill payments, fuel and international purchases
• Annual Spend Bonus: Use your card for purchases of Rs. 2 lakhs or more in a year and get 10,000 reward points
• Get additional 10,000 Bonus Reward Points on crossing Rs. 3.5 lakhs of annual spends on the card
• Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
• 2 complimentary visits every calendar quarter at Domestic Lounges at all major airports in India
• Redeem Reward Points for air travel, hotel stays, shopping vouchers and much more
• Fuel Transaction Charge: 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher

Pros

• 2 reward points for every Rs. 150 spent
• Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
• Zero liability on lost card if reported immediately

Cons

• No golf benefits
• No fuel benefits
• No airport lounge access

Pros

• Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
• Two complimentary access to domestic lounges at all major airports in India

Cons

• No Fuel Surcharge Wavier
• High-interest rate