HDFC Bank Platinum Plus Credit Card vs RBL Bank ETMoney LoanPass

Joining Fees

₹500

₹0

Editor's Rating

2.5

4.3

Key Features

  • Get 2 reward points for every Rs. 150 spent
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
  • Avail up to three add-on cards for free
  • With the EMV Chip technology in the card, stay protected against fraud
  • Zero liability on lost card if reported immediately
  • 50 days of interest-free credit
  • Pay utility and phone bills with ease by registering the card for SmartPay

* Instantly transfer funds to bank account through the ETMONEY app whenever required
* Transfer loan anytime and payback with the convenience of EMI options. One can also easily convert the card spends into EMIs from the ETMONEY app
* The cardholder can pay back the money in easy EMIs within a few days or a few months
* Pay interest only on the amount that you borrow
* Get 1 Reward point on every Rs. 100 you spend and get 2X Rewards on all spends on weekends (Saturday & Sunday). Redeem all reward points at www.rblrewards.com

Editor's Review

Pros

  • 2 reward points for every Rs. 150 spent
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
  • Zero liability on lost card if reported immediately

Cons

  • No golf benefits
  • No fuel benefits
  • No airport lounge access

Pros
* Earn 10% cashback on spends at Amazon, Grofers, Uber and Zomato. Maximum monthly cashback will remains Rs. 250
* Avail 1+1 free movie ticket, up to Rs. 200, on BookMyShow once a month for Weekend shows
* Fuel Surcharge waiver

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles


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