HDFC Bank Platinum Plus Credit Card vs PVR Kotak Gold Credit Card

Joining Fees

₹500

₹499

Editor's Rating

2.5

4.2

Key Features

  • Get 2 reward points for every Rs. 150 spent
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
  • Avail up to three add-on cards for free
  • With the EMV Chip technology in the card, stay protected against fraud
  • Zero liability on lost card if reported immediately
  • 50 days of interest-free credit
  • Pay utility and phone bills with ease by registering the card for SmartPay
  • Obtain 15% Cash-back on Food and Beverages at PVR
  • Obtain 5% Cash-back on Movie tickets at PVR Box Office
  • No Joining Fee for the first year
  • Insurance Cover for Lost or Stolen Cards: PVR Gold Amount Insured per year Rs. 50,000

Editor's Review

Pros

  • 2 reward points for every Rs. 150 spent
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
  • Zero liability on lost card if reported immediately

Cons

  • No golf benefits
  • No fuel benefits
  • No airport lounge access

Pros

  • Avail 1 free PVR ticket every month on spends of Rs. 10,000 ( each ticket up to Rs.400)
  • Avail 2 free PVR tickets every month on spends of Rs. 15,000

Cons

  • No complimentary Golf lessons/green 
  • No complimentary Airport Lounge access


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