Compare HDFC Bank Platinum Plus Credit Card vs Kotak 811 Credit Card

Get 2 reward points for every Rs. 150 spent
Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
Avail up to three add-on cards for free
With the EMV Chip technology in the card, stay protected against fraud
Zero liability on lost card if reported immediately
50 days of interest-free credit
Pay utility and phone bills with ease by registering the card for SmartPay

Earn 2 reward points for every Rs. 100 spent online
Earn 1 reward points for every Rs. 100 spent offline
Milestone Spends Benefit: In a year, spend Rs. 75,000 and get 4 free PVR tickets OR cashback of Rs. 750
Avail 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000. Do note that fuel transactions are not eligible to earn any Reward points
Railway Surcharge Waiver: Save railway surcharge of 1.8% for transactions on www.irctc.co.in and 2.5% for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500
Add-on Card will have all the benefits that the cardholder enjoys on its Card
This card is embedded with EMV Chip that adds additional level of security. You can set 6-digit PIN for authentication for higher security of your transactions
Redeem reward points across a variety of categories such as mobile recharge, shopping across 10,000 products, e-vouchers across various brands, movies (BookMyShow Vouchers), travel and many more

Pros

2 reward points for every Rs. 150 spent
Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
Zero liability on lost card if reported immediately

Cons

Pros

Earn 2 reward points for every Rs. 100 spent online, and 1 reward points for every Rs. 100 spent offline
In a year, spend Rs. 75,000 and get 4 free PVR tickets OR cashback of Rs. 750
Railway Surcharge Waiver

Cons