HDFC Bank Platinum Plus Credit Card vs Doctor’s SBI Credit Card
Joining Fees
₹500
₹1,499
Editor's Rating
2.5
3.4
Key Features
- Get 2 reward points for every Rs. 150 spent
- Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
- Avail up to three add-on cards for free
- With the EMV Chip technology in the card, stay protected against fraud
- Zero liability on lost card if reported immediately
- 50 days of interest-free credit
- Pay utility and phone bills with ease by registering the card for SmartPay
- E-Gift Voucher from Yatra.com/Bata/Shoppers Stop worth Rs. 5,000 on achieving annual spends of Rs. 5 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- 4 complimentary visits per year to International Airport Lounges outside India (max. 2 visits per quarter)
- Access to 1000+ Airport Lounges worldwide
- 8 complimentary Domestic Airport Lounges visits per year in India (max. 2 visits per quarter)
Editor's Review
Pros
- 2 reward points for every Rs. 150 spent
- Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
- Zero liability on lost card if reported immediately
Cons
- No golf benefits
- No fuel benefits
- No airport lounge access
Pros
- Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
- Reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
- Renewal fee reversed if the annual spendings cross Rs 2,00,000
Cons
- No Golf/Coaching sessions
- Usage fee of $27 + applicable taxes will be charged on the Doctor’s SBI Card after you have exhausted the complimentary visits
