HDFC Bank Platinum Plus Credit Card vs American Express Membership Rewards Credit Card

Joining Fees

₹500

₹1,000

Editor's Rating

2.5

4.1

Key Features

  • Get 2 reward points for every Rs. 150 spent
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
  • Avail up to three add-on cards for free
  • With the EMV Chip technology in the card, stay protected against fraud
  • Zero liability on lost card if reported immediately
  • 50 days of interest-free credit
  • Pay utility and phone bills with ease by registering the card for SmartPay
  • Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
  • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
  • Redeem Points from the fabulous 18 and 24 Karat Gold Collection
  • Exciting Discounts of up to 20% every time you dine at select restaurants

Editor's Review

Pros

  • 2 reward points for every Rs. 150 spent
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
  • Zero liability on lost card if reported immediately

Cons

  • No golf benefits
  • No fuel benefits
  • No airport lounge access

Pros

  • Use your American Express Credit Card for your next big purchase & pay in EMI
  • Fuel Convenience Fee Waiver
  • One of the highest point to INR conversion rates in the market

Cons

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access
  • High Renewal Fee


More comparisions with HDFC Bank Platinum Plus Credit Card

More comparisions with American Express Membership Rewards Credit Card

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