HDFC Bank Platinum Edge Credit Card vs HDFC Bank Infinia Metal Edition Credit Card
Joining Fees
₹0
₹12,500
Editor's Rating
3.5
4.6
Key Features
- Renew the credit card’s membership for free by spending Rs 50,000 in a year
- Get 2 reward points for every Rs. 150 spends
- Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
- Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
- Avail 50% more reward points at premium restaurants
- Get a waiver of fuel surcharge of up to Rs. 250 in every billing cycle. Save up to Rs. 1800 a year (assuming spends of Rs. 6000 per month)
- Stay protected against unauthorized use of the card when shopping anywhere with the EMV Chip Card technology
- Zero liability on lost card after reporting the loss
- Avail up to 50 interest-free days from date of purchase
- Enjoy Revolving Credit at nominal interest rate
- 50 days of interest-free credit
- Metallic Card
- Enjoy complimentary nights and buffet at participating ITC hotels: Book a stay for 3-nights and simply pay for two at participating ITC hotels. Also avail 1+1 complimentary buffet at the participating ITC hotels
- In the preceding 12 months, spend 10 lakhs or more to avail renewal membership fee waived off for next year. The Renewal benefit 12,500 Reward Points will be availed upon fee realization and card activation
- Enjoy unlimited complimentary golf games at leading courses in India and selected courses across the globe. Unlimited complimentary Golf coaching at selected golf courses in India
- Lowest markup fee of 2% on foreign currency transactions
- Zero Lost card liability
- Enjoy up to 50 days of interest-free period
- Revolving Credit is available at nominal interest rate
- Global Personal Concierge -24 X 7
- Enjoy unlimited complimentary airport lounge access domestic and international using Priority Pass. This benefit is also available for add-on Priority Pass holders
- Enjoy wonderful dining benefits with the Good Food Trail program: HDFC Bank x Swiggy Dineout - Good food Trail- Indulge in wonderful discounts by obtaining FLAT 15% EXTRA OFF on dining bills at 35K+ restaurants!
- Get 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. 1,00,000
- You can convert big spends into EMI after the purchase
- The credit card is enabled for contactless payments
- Accidental Air Death cover worth Rs. 3 Crore
- Emergency overseas hospitalization up to Rs. 50 lakhs in case of emergency
- Credit Shield Cover for up to Rs. 9 lakhs
- Obtain 5 Reward Points on every Rs. 150 retail spending including Insurance, Utilities and Education
- Earn up to 10 times Reward Points on travel and shopping spends on Smartbuy
Editor's Review
Pros
- Get 2 reward points for every Rs. 150 spends
- Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
- Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
Cons
- No movie benefits
- No golf benefits
- No international and domestic lounge access
Pros
- Unlimited lounge access at domestic and international airports
- Unlimited complimentary golf games at premier golf courses
- Complimentary nights and buffet at participating ITC hotels
Cons
- The card doesn’t offer any yearly or monthly benefits
- No cashback as such
- Joining fee on higher side
