HDFC Bank Infinia Metal Edition Credit Card vs IndusInd Bank Tiger Credit Card

• Metallic Card
• Enjoy complimentary nights and buffet at participating ITC hotels: Book a stay for 3-nights and simply pay for two at participating ITC hotels. Also avail 1+1 complimentary buffet at the participating ITC hotels 
• In the preceding 12 months, spend 10 lakhs or more to avail renewal membership fee waived off for next year. The Renewal benefit 12,500 Reward Points will be availed upon fee realization and card activation
• Enjoy unlimited complimentary golf games at leading courses in India and selected courses across the globe. Unlimited complimentary Golf coaching at selected golf courses in India
• Lowest markup fee of 2% on foreign currency transactions
• Zero Lost card liability 
• Enjoy up to 50 days of interest-free period
• Revolving Credit is available at nominal interest rate
• Global Personal Concierge -24 X 7
• Enjoy unlimited complimentary airport lounge access domestic and international using Priority Pass. This benefit is also available for add-on Priority Pass holders
• Enjoy wonderful dining benefits with the Good Food Trail program: HDFC Bank x Swiggy Dineout - Good food Trail- Indulge in wonderful discounts by obtaining FLAT 15% EXTRA OFF on dining bills at 35K+ restaurants!
• Get 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. 1,00,000
• You can convert big spends into EMI after the purchase
• The credit card is enabled for contactless payments 
• Accidental Air Death cover worth Rs. 3 Crore
• Emergency overseas hospitalization up to Rs. 50 lakhs in case of emergency
• Credit Shield Cover for up to Rs. 9 lakhs
• Obtain 5 Reward Points on every Rs. 150 retail spending including Insurance, Utilities and Education
• Earn up to 10 times Reward Points on travel and shopping spends on Smartbuy 

• Avail up to 6 Accelerated Reward Points on every Rs. 100
• 1.50% Discounted Forex Mark-up Fee
• Golf - 1 Complimentary Game or Lesson per Quarter
• 2 Complimentary Domestic Lounge Access in a quarter and 2 International Lounge Access in a year via Priority Pass
• 1 complimentary movie ticket up to Rs. 500 on BookMyShow every 6 months in a calendar yea
• Get 1% fuel surcharge waiver across all fuel stations in India. This is applicable for all fuel transactions between Rs. 400 to Rs. 4000 only
• Avail ‘Total Protect' that is a program designed to cover you for the following:

a. Unauthorized transactions in case of loss/theft of card: Get insurance cover up to 48 hours prior to reporting the loss of the card.

b. Counterfeit fraud: Since there is a possibility of the card or card details to be stolen and misused to produce counterfeit cards, the bank offers an insurance to protect against such incidents.
c. Air accident cover: Avail a complimentary personal air accident insurance cover of up to Rs 25,00,000.

• 24/7 Concierge services
• Redeem Reward Points in IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, and Cash credit
• Avail the Auto Assist facility that provides the following services:

a. Roadside Repair Service

b. Emergency Fuel Supply: If your vehicle is stranded on the road due to lack of fuel, the Auto Assist will arrange to deliver the fuel (up to 5 litre) to the location where the vehicle is stranded.

c. Flat Tyre Services: If a flat tyre issue arises, the Auto Assist Service arranges a mechanic to come and repair the flat tyre.

d. Keys Locked Inside: In case of car keys getting locked inside the car or getting misplaced, Auto Assist will arrange for a locksmith to come and either prepare a new car key or open the car for you at the time of need.

e. Battery Service: If battery stops functioning, the Auto Assist will arrange a service provider to come for battery repair at the vehicle’s breakdown location.

Pros

• Unlimited lounge access at domestic and international airports
• Unlimited complimentary golf games at premier golf courses
• Complimentary nights and buffet at participating ITC hotels

Cons

• The card doesn’t offer any yearly or monthly benefits
• No cashback as such
• Joining fee on higher side

Pros

• Golf - 1 Complimentary Game or Lesson per Quarter
• 2 Complimentary Domestic Lounge Access in a quarter and 2 International Lounge Access in a year via Priority Pass
• 1 complimentary movie ticket up to Rs. 500 on BookMyShow every 6 months in a calendar year

Cons

• No dining benefits
• No cashback offers