Enjoy complimentary nights and buffet at participating ITC hotels: Book a stay for 3-nights and simply pay for two at participating ITC hotels. Also avail 1+1 complimentary buffet at the participating ITC hotels
In the preceding 12 months, spend 10 lakhs or more to avail renewal membership fee waived off for next year. The Renewal benefit 12,500 Reward Points will be availed upon fee realization and card activation
Enjoy unlimited complimentary golf games at leading courses in India and selected courses across the globe. Unlimited complimentary Golf coaching at selected golf courses in India
Lowest markup fee of 2% on foreign currency transactions
Zero Lost card liability
Enjoy up to 50 days of interest-free period
Revolving Credit is available at nominal interest rate
Global Personal Concierge -24 X 7
Enjoy unlimited complimentary airport lounge access domestic and international using Priority Pass. This benefit is also available for add-on Priority Pass holders
Enjoy wonderful dining benefits with the Good Food Trail program: HDFC Bank x Swiggy Dineout - Good food Trail- Indulge in wonderful discounts by obtaining FLAT 15% EXTRA OFF on dining bills at 35K+ restaurants!
Get 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. 1,00,000
You can convert big spends into EMI after the purchase
The credit card is enabled for contactless payments
Accidental Air Death cover worth Rs. 3 Crore
Emergency overseas hospitalization up to Rs. 50 lakhs in case of emergency
Credit Shield Cover for up to Rs. 9 lakhs
Obtain 5 Reward Points on every Rs. 150 retail spending including Insurance, Utilities and Education
Earn up to 10 times Reward Points on travel and shopping spends on Smartbuy
The FIRST Classic Credit Card is now powered for UPI
Limited Period Offer: 100% cashback up to Rs. 200, i.e. Rs. 50 each on first 4 UPI transactions
Up to 3X reward points on all UPI spends
10X Reward Points on incremental spends above Rs. 20,000 per month and spends done on birthdays
3X Reward Points on online and offline purchases for spends up to Rs. 20,000 per month
Unlimited Reward points that don’t expire
Use the Reward points to instantly pay for online or in-store purchases
1X Reward Points on Insurance premium payments and Utility bill payments
1X = 1 Reward point per Rs. 150 spent
Get 25% discount on movie tickets up to Rs. 100 on Paytm mobile app. This is valid once per month
4 complimentary Railway lounge visits per quarter
Complimentary Roadside Assistance worth Rs. 1,399
Fuel surcharge waiver of 1% at fuel stations in India, up to Rs. 200/month. This is applicable only on transactions done between Rs. 200 & Rs. 5000
Enjoy 300+ Merchant offers all year long
Get up to 20% discount at 1500+ restaurants
Up to 15% discount at 3000+ Health & Wellness outlets
Avail Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
Convert all transactions above Rs. 2,500 into easy & convenient EMIs from the mobile app
Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
Enjoy convenient transfer of balances from the other bank credit cards with IDFC Bank's balance transfer privilege
Editor's Review
Pros
Unlimited lounge access at domestic and international airports
Unlimited complimentary golf games at premier golf courses
Complimentary nights and buffet at participating ITC hotels
Cons
The card doesn’t offer any yearly or monthly benefits
No cashback as such
Joining fee on higher side
Pros
10X Rewards on all spends done on your Birthday
Reward points will never expire
Free Road Side Assistance(RSA) worth Rs. 1,399
Cons
No milestone benefits
Airport Lounge access limited, depends on the bank’s current offers
Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers
More comparisions with HDFC Bank Infinia Metal Edition Credit Card