HDFC Bank H.O.G Diners Club Credit Card​ vs IDFC FIRST Wealth Credit Card

Joining Fees

₹10,000

₹0

Editor's Rating

4

3.25

Key Features

  • Milestone Benefit: You can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cab vouchers worth Rs. 500 every month on minimum spends of Rs. 80,000 
  • Travel: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
  • Spend benefit at Harley-Davidson authorized dealers: Get 10X Reward Points on purchase of Harley-Davidson merchandise and services
  • Up to 50 days of interest free credit period from the date of purchase
  • Enjoy Dining Privileges by getting 2X on weekend Dining 
  • Credit Liability Cover Rs. 9 lakh
  • Foreign Currency Markup: Nominal 2% on all foreign currency spends
  • Revolving Credit is available at a nominal interest rate
  • Unlimited Airport lounge access in India and worldwide for primary and add-on card members
  • Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
  • Avail the option to convert big spends into EMI after purchase
  • Contactless payment enabled
  • Accidental Air Death Cover worth Rs. 2 Crore
  • Emergency overseas hospitalization: up to Rs. 50 lakhs
  • Travel Insurance Cover of up to Rs. 55,000 on baggage delay
  • Credit Liability cover up to Rs. 9 Lakh
  • Avail 5 Reward Points for every Rs. 150 retail spends
  • Avail up to 10X Reward Points on spends via SmartBuy and 10X Reward Points on spends done on Harley-Davidson merchandise and services at Authorized Harley-Davidson dealers
  • Avail amazing dining benefits with Good Food Trail program by getting up to 25% savings off on all restaurant bill payments via Swiggy Dineout that includes 20k + restaurants. Offer is inclusive of Restaurant and Swiggy Discount and is valid only on payments done Swiggy App
  • Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
  • 5% cashback on making the first EMI transaction made within 90 days of card set-up
  • Avail 10X Reward Points on all transactions above Rs. 20,000
  • Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
  • 4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
  • 4 complimentary Railway Lounge visits every calendar quarter
  • Low foreign exchange mark-up fee of 1.5%
  • 20% discount on 1500+ Restaurants
  • 15% discount on 3000+ Health & Wellness Outlets
  • Free Road Side Assistance(RSA) worth Rs. 1,399

Editor's Review

Pros

  • Unlimited Airport lounge access in India and worldwide for primary and add-on card members
  • Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
  • Spend benefit at Harley-Davidson authorized dealers

Cons

  • No golf benefits
  • No cashback offers

Pros

  • Lifetime free credit card
  • Complimentary Airport and Railway lounge access
  • Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.

Cons

  • No milestone benefits
  • Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
  • Interest-free cash withdrawal available for 48 days only


More comparisions with HDFC Bank H.O.G Diners Club Credit Card​

More comparisions with IDFC FIRST Wealth Credit Card

Downloads