HDFC Bank H.O.G Diners Club Credit Card vs HDFC Millennia Credit Card
Joining Fees
₹10,000
₹1,000
Editor's Rating
4
4
Key Features
- Milestone Benefit: You can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cab vouchers worth Rs. 500 every month on minimum spends of Rs. 80,000
- Travel: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
- Spend benefit at Harley-Davidson authorized dealers: Get 10X Reward Points on purchase of Harley-Davidson merchandise and services
- Up to 50 days of interest free credit period from the date of purchase
- Enjoy Dining Privileges by getting 2X on weekend Dining
- Credit Liability Cover Rs. 9 lakh
- Foreign Currency Markup: Nominal 2% on all foreign currency spends
- Revolving Credit is available at a nominal interest rate
- Unlimited Airport lounge access in India and worldwide for primary and add-on card members
- Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
- Avail the option to convert big spends into EMI after purchase
- Contactless payment enabled
- Accidental Air Death Cover worth Rs. 2 Crore
- Emergency overseas hospitalization: up to Rs. 50 lakhs
- Travel Insurance Cover of up to Rs. 55,000 on baggage delay
- Credit Liability cover up to Rs. 9 Lakh
- Avail 5 Reward Points for every Rs. 150 retail spends
- Avail up to 10X Reward Points on spends via SmartBuy and 10X Reward Points on spends done on Harley-Davidson merchandise and services at Authorized Harley-Davidson dealers
- Avail amazing dining benefits with Good Food Trail program by getting up to 25% savings off on all restaurant bill payments via Swiggy Dineout that includes 20k + restaurants. Offer is inclusive of Restaurant and Swiggy Discount and is valid only on payments done Swiggy App
- Renewal Offer: Spend Rs. 1 lakh or more in the previous 12 months to waive the renewal membership fee for the next year
- Avail 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
- Avail 1% cashback on all other spends
- Get Rs. 1000 worth of gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter
- Up to 20% discount on partnered restaurants via Swiggy Dineout
- Zero lost card liability
- Up to 50 days of interest-free period from the date of purchase
- Revolving Credit is available at a nominal interest rate
- Enjoy amazing dining benefits with the Good Food Trail program
- Save up to 20% on your restaurant bill payments at more than 20,000 restaurants with Swiggy Dineout. This offer includes both restaurant and Swiggy discounts and is only available for payments made through the Swiggy App
- Lounge access has been added to the quarterly spend milestone program, effective from December 1, 2023. Once a user achieves a quarterly spend milestone, they can choose to receive either a Dreamfolks airport lounge access voucher or a Rs. 1000 voucher from a list of available brands
- 1% fuel surcharge waiver at all fuel stations in India. This is valid on transactions between Rs. 400 and Rs. 5000
- Convert big spends into EMI after purchase
- This card is equipped with contactless payment technology for added convenience and speed
Editor's Review
Pros
- Unlimited Airport lounge access in India and worldwide for primary and add-on card members
- Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
- Spend benefit at Harley-Davidson authorized dealers
Cons
- No golf benefits
- No cashback offers
Pros
- Get 7% Reward points on every Shoppers Stop spends
- Get 2% Reward points on every Non-Shoppers Stop spends
- Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
Cons
- No golf/coaching sessions
- No proper lounge access benefits
