Milestone Benefit: You can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cab vouchers worth Rs. 500 every month on minimum spends of Rs. 80,000
Travel: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
Spend benefit at Harley-Davidson authorized dealers: Get 10X Reward Points on purchase of Harley-Davidson merchandise and services
Up to 50 days of interest free credit period from the date of purchase
Enjoy Dining Privileges by getting 2X on weekend Dining
Credit Liability Cover Rs. 9 lakh
Foreign Currency Markup: Nominal 2% on all foreign currency spends
Revolving Credit is available at a nominal interest rate
Unlimited Airport lounge access in India and worldwide for primary and add-on card members
Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
Avail the option to convert big spends into EMI after purchase
Contactless payment enabled
Accidental Air Death Cover worth Rs. 2 Crore
Emergency overseas hospitalization: up to Rs. 50 lakhs
Travel Insurance Cover of up to Rs. 55,000 on baggage delay
Credit Liability cover up to Rs. 9 Lakh
Avail 5 Reward Points for every Rs. 150 retail spends
Avail up to 10X Reward Points on spends via SmartBuy and 10X Reward Points on spends done on Harley-Davidson merchandise and services at Authorized Harley-Davidson dealers
Avail amazing dining benefits with Good Food Trail program by getting up to 25% savings off on all restaurant bill payments via Swiggy Dineout that includes 20k + restaurants. Offer is inclusive of Restaurant and Swiggy Discount and is valid only on payments done Swiggy App
Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website. This is applicable once per month per user
Flat Rs. 200 off on Swiggy mobile app/website. Valid twice a month on minimum transaction of Rs. 1000 per order
12 complimentary International Airport Lounge access via Priority Pass Membership
2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months
Do note that the Priority Pass will renew automatically when you have met Rs. 3 lakhs spends in preceding card anniversary year
6 complimentary golf rounds per year. Unlock 6 additional visits by spending Rs. 3 lakhs annually
Annual benefits: Priority Pass Membership renewal on annual spend of 3 Lakh. Renewal of offers on BigBasket and Swiggy
Get 5000 EDGE points on spending Rs. 3 Lakhs in a card anniversary year
Complete annual fee waiver on spending Rs. 8 Lakhs in a card anniversary year
Get 10 Axis EDGE points on every Rs. 200 spends
Get 2X perRs. 200 on ‘Retail Shopping’ spends
Avail 2X EDGE REWARD Points up to cumulative transactions of Rs. 20,000 per month. For transactions done above Rs. 20,000 per months earn 10 EDGE REWARD Points
Explore curated experiences from across the world with Extraordinary Weekends
1% fuel surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month.
Rs. 800 off and more via Axis Bank Dining Delight Program with EazyDiner
Purchase protection up to Rs. 1 Lakh
Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover
Editor's Review
Pros
Unlimited Airport lounge access in India and worldwide for primary and add-on card members
Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
Spend benefit at Harley-Davidson authorized dealers
Cons
No golf benefits
No cashback offers
Pros
Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website
12 complimentary International Airport Lounge access via Priority Pass Membership
2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months
Cons
High interest rate
High joining/renewal fee
More comparisions with HDFC Bank H.O.G Diners Club Credit Card