HDFC Bank Diners Club Black Metal Edition Credit Card vs Standard Chartered Priority Visa Infinite Credit Card

HDFC Bank Diners Club Black Metal Edition Credit Card
HDFC Bank Diners Club Black Metal Edition Credit Card
HDFC Bank · Diners
4.1
₹10,000 / Joining Fees
Apply Now →
VS
Standard Chartered Priority Visa Infinite Credit Card
Standard Chartered Priority Visa Infinite Credit Card
Standard Chartered · Visa
3.8
₹0 / Joining Fees
Apply Now →
Fees
HDFC Bank
Standard Chartered
Joining Fees
₹10,000
₹0
Renewal Fees
₹10,000
₹0
Network
Diners
Visa
Editor's Review
4.1
3.8
Free Lounge Access
Yes
Yes
Features
HDFC Bank Diners Club Black Metal Edition Credit Card

* Unlimited Airport lounge access in India and worldwide for primary and add-on card members
* 6 Complimentary Golf games every quarter across the finest courses in the world 
* Obtain complimentary Annual memberships of Club Marriott, Amazon Prime, Swiggy One as Welcome Benefit (This benefit can be availed by spending Rs. 1.5 Lakh within the first 90 days of card issuance)
* Avail 10,000 Bonus Reward Points on spends of Rs. 4 lakh every calendar quarter
* Earn 2X Reward Points on Weekend Dining
* Earn 5 Reward Points for every Rs. 150 retail spends
* Earn up to 10X Reward Points on spends via SmartBuy
* Up to 50 days of interest-free credit period 
* Credit liability cover worth Rs. 9 lakh
* 2% on all foreign currency spends
* You can convert big spends into EMI after the purchase 
* Enjoy contactless payments on HDFC Bank POS machines 
* Air accident insurance cover worth Rs. 2 Crore
* Emergency overseas hospitalisation: Rs. 50 Lacs
* Travel Insurance Cover up to Rs. 55,000 on baggage delay beyond 8 hours for international flight 
* Get the Renewal Fee waived for the next renewal year by spending Rs. 8 Lakhs in 12 Months  
* Credit Liability Cover of up to Rs. 9 Lakh
* Fast-Track Airport Experience
* The Small Medium Enterprise (SME) program offers customized solutions like workspaces, business insurance, and wellness discounts to meet small and medium-sized businesses' needs

Standard Chartered Priority Visa Infinite Credit Card
  • Get 5x reward points for every Rs 100 spent overseas or on retail fashion
  • Get 2x reward points for all other spends
  • 4 Complimentary Domestic Airport Lounge access every quarter
  • Access over 1,000 airport lounges worldwide at nominal charge with the Priority Pass
Editor's Review
HDFC Bank Diners Club Black Metal Edition Credit Card

Pros

* Enjoy wonderful dining benefits with the Good Food Trail program
* Obtain up to 25% savings off on all restaurant bill payments via Swiggy Dineout 
* The Dining Delight program provides distinct dining offers ranging from gourmet cuisine to local delicacies.
* Enjoy access to some of the best spas in India at special rates

Cons

* No complimentary offers for movie tickets
* The travel benefits only come only in the form of lounge access, there are no air miles or co-branded benefits provided
* Joining fee is on higher side

Standard Chartered Priority Visa Infinite Credit Card

Pros

  • Get 5x reward points for every Rs 100 spent overseas or on retail fashion 
  • Get 2x reward points for all other spends
  • 4 Complimentary Domestic Airport Lounge access every quarter

Cons

  • No Golf Privileges 

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