HDFC Bank Diners Club Black Metal Edition Credit Card vs Standard Chartered EaseMyTrip Credit Card

* Unlimited Airport lounge access in India and worldwide for primary and add-on card members
* 6 Complimentary Golf games every quarter across the finest courses in the world 
* Obtain complimentary Annual memberships of Club Marriott, Amazon Prime, Swiggy One as Welcome Benefit (This benefit can be availed by spending Rs. 1.5 Lakh within the first 90 days of card issuance)
* Avail 10,000 Bonus Reward Points on spends of Rs. 4 lakh every calendar quarter
* Earn 2X Reward Points on Weekend Dining
* Earn 5 Reward Points for every Rs. 150 retail spends
* Earn up to 10X Reward Points on spends via SmartBuy
* Up to 50 days of interest-free credit period 
* Credit liability cover worth Rs. 9 lakh
* 2% on all foreign currency spends
* You can convert big spends into EMI after the purchase 
* Enjoy contactless payments on HDFC Bank POS machines 
* Air accident insurance cover worth Rs. 2 Crore
* Emergency overseas hospitalisation: Rs. 50 Lacs
* Travel Insurance Cover up to Rs. 55,000 on baggage delay beyond 8 hours for international flight 
* Get the Renewal Fee waived for the next renewal year by spending Rs. 8 Lakhs in 12 Months  
* Credit Liability Cover of up to Rs. 9 Lakh
* Fast-Track Airport Experience
* The Small Medium Enterprise (SME) program offers customized solutions like workspaces, business insurance, and wellness discounts to meet small and medium-sized businesses' needs

• The annual fee of Rs. 350 will break waived off on spends of Rs. 50,000 or more in the previous year
• Flat 20% instant discount on domestic and international hotel bookings. Avail max discount of Rs 5000 and Rs 10000 respectively
• Flat 10% off on domestic and international flight bookings. Get max discount of Rs 1000 and Rs 5000 respectively
• Get Rs. 125 off on bus ticket bookings on minimum ticket booking of Rs 500
• Avail 10x rewards on every Rs. 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets
• 1 domestic lounge access per calendar quarter and 2 international lounge access per year
• Get 2x reward points for every Rs. 100 spent on all other category of retail spends
• Get supplementary credit card with the same benefits
• Contactless Credit Card
• Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
• Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
• Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
• Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
• Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
• Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees

Pros

* Enjoy wonderful dining benefits with the Good Food Trail program
* Obtain up to 25% savings off on all restaurant bill payments via Swiggy Dineout 
* The Dining Delight program provides distinct dining offers ranging from gourmet cuisine to local delicacies.
* Enjoy access to some of the best spas in India at special rates

Cons

* No complimentary offers for movie tickets
* The travel benefits only come only in the form of lounge access, there are no air miles or co-branded benefits provided
* Joining fee is on higher side

Pros

• Flat 20% instant discount on domestic and international hotel bookings, and flat 10% off on domestic and international flight bookings
• Get Rs. 125 off on bus ticket bookings on minimum ticket booking of Rs 500
• Avail 10x rewards on every Rs. 100 spent for booking tickets at standalone hotel and airline websites/apps/outlets
• 1 domestic lounge access per calendar quarter and 2 international lounge access per year

Cons

• No Golf benefits
• No fuel benefits
• No welcome benefits