HDFC AllMiles vs SBI Air India Signature Credit Card
Joining Fees
₹1,000
₹4,999
Editor's Rating
3.2
3.7
Key Features
- Accumulate Three reward points for every Rs 150 you spend
- 2x reward points will be given for hotel bookings, mobile recharge, and shopping
- On fuel transactions get 1% Fuel Surcharge waiver. Minimum transaction of Rs. 400, Maximum Cashback of Rd. 500 per statement cycle
- With the EMV Chip Card technology, you'll stay protected against unauthorized use of your credit card
- If you lost your credit card, be assured of zero liability after reporting the loss
- Avail complimentary membership of the Air India Frequent Flyer program-Flying Returns
- For every Rs. 100 spent, get 4 Reward points
- Every year, you'll receive anniversary gift of 5,000 Reward Points
- Get around 1,00,000 bonus Reward Points annually
- Earn 30 Reward Points for every Rs. 100 spent on Air India tickets booked via its platforms
Editor's Review
Pros
- Get first year’s membership free by spending Rs 15,000 within the first 90 days
- Renew your membership free by spending Rs. 1,00,000 in a year
- Free access to over 600 exclusive airport lounges
Cons
- High-interest rate
- No golf privileges
- High renewal fees if you don’t spend Rs. 1 lakh in a year
Pros
- Get 30 Reward Points while doing your bookings for ownself and get 10 Reward Points while booking for others
- Enjoy International Airport Luxury Lounge Access
- Enjoy the complimentary Visa Lounge Access Program in India at major Domestic Airports
- Enjoy complimentary lost card liability cover of Rs. 1 lakh
Cons
- Joining fee of Rs. 4,999
- Annual fee of Rs. 4,999
