HDFC AllMiles vs Kotak Corporate Wealth Signature Credit Card

Joining Fees

₹1,000

₹0

Editor's Rating

3.2

4

Key Features

  • Accumulate Three reward points for every Rs 150 you spend
  • 2x reward points will be given for hotel bookings, mobile recharge, and shopping
  • On fuel transactions get 1% Fuel Surcharge waiver. Minimum transaction of Rs. 400, Maximum Cashback of Rd. 500 per statement cycle
  • With the EMV Chip Card technology, you'll stay protected against unauthorized use of your credit card
  • If you lost your credit card, be assured of zero liability after reporting the loss
  • Get higher cash-backs while using the card
  • Hassle-free spendings
  • Fuel/Railway Surcharge Waiver
  • Redeem points without any hassle 

Editor's Review

Pros

  • Get first year’s membership free by spending Rs 15,000 within the first 90 days
  • Renew your membership free by spending Rs. 1,00,000 in a year
  • Free access to over 600 exclusive airport lounges

Cons

  • High-interest rate
  • No golf privileges
  • High renewal fees if you don’t spend Rs. 1 lakh in a year

Pros

  • Use Kotak Corporate Wealth Signature Credit Card to get a high cashback amount
  • Interest-free funds for up to a period of 48 days, similar to an overdraft facility on Credit Cards
  • Exclusive access to Domestic Airport Lounges twice in every quarter

Cons

  • No Golf Privileges 
  • No Concierge Services 


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