HDFC AllMiles vs InterMiles ICICI Bank Sapphiro Credit Card
Joining Fees
₹1,000
₹5,000
Editor's Rating
3.2
4.1
Key Features
- Accumulate Three reward points for every Rs 150 you spend
- 2x reward points will be given for hotel bookings, mobile recharge, and shopping
- On fuel transactions get 1% Fuel Surcharge waiver. Minimum transaction of Rs. 400, Maximum Cashback of Rd. 500 per statement cycle
- With the EMV Chip Card technology, you'll stay protected against unauthorized use of your credit card
- If you lost your credit card, be assured of zero liability after reporting the loss
- Every year at the time of renewal, get 5,000 renewal bonus InterMiles along with a complimentary discount code
- Complimentary Airport Lounge access
- Complimentary Golf rounds, movie tickets, discounts on dining and more
- Discount on Economy Class tickets booked on Etihad Airways: 5%
- Discount on Business Class tickets booked on Etihad Airways: 10%
Editor's Review
Pros
- Get first year’s membership free by spending Rs 15,000 within the first 90 days
- Renew your membership free by spending Rs. 1,00,000 in a year
- Free access to over 600 exclusive airport lounges
Cons
- High-interest rate
- No golf privileges
- High renewal fees if you don’t spend Rs. 1 lakh in a year
Pros
- Redemption Miles Back on international flights: 30%
- Complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
- Two International Airport Lounge visits and Two spa sessions at selected airports in India every year, through complimentary DragonPass membership
Cons
- High-interest rate
- High Joining Fees
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