HDFC AllMiles vs Axis Bank Vistara Signature Credit Card

Joining Fees

₹1,000

₹3,000

Editor's Rating

3.2

3.7

Key Features

  • Accumulate Three reward points for every Rs 150 you spend
  • 2x reward points will be given for hotel bookings, mobile recharge, and shopping
  • On fuel transactions get 1% Fuel Surcharge waiver. Minimum transaction of Rs. 400, Maximum Cashback of Rd. 500 per statement cycle
  • With the EMV Chip Card technology, you'll stay protected against unauthorized use of your credit card
  • If you lost your credit card, be assured of zero liability after reporting the loss
  • Get Club Vistara Membership as a complimentary
  • On achieving the milestone spends, get bonus CV Points and up to four complimentary Premium Economy Tickets
  • Complimentary lounge access at selected airports within India
  • Explore curated experiences from across the world with Extraordinary Weekends
  • Air Accident Cover of up to Rs. 2.5 crore

Editor's Review

Pros

  • Get first year’s membership free by spending Rs 15,000 within the first 90 days
  • Renew your membership free by spending Rs. 1,00,000 in a year
  • Free access to over 600 exclusive airport lounges

Cons

  • High-interest rate
  • No golf privileges
  • High renewal fees if you don’t spend Rs. 1 lakh in a year

Pros

  • Accrue Club Vistara Points on every swipe
  • 3 complimentary rounds of golf in India’s most picturesque destinations
  • Discount of 15% off at partnered restaurants across the country with Axis Bank Dining Delights

Cons

  • High Annual Fee with no waiver option
  • High Joining Fees


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