Flipkart Axis Bank Credit Card vs Kotak Mahindra Essentia Platinum Card
Joining Fees
₹500
₹1,499
Editor's Rating
3.7
4.1
Key Features
- Welcome Benefits: Rs. 600 worth of joining and activation benefits
- Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits:Flipkart/Swiggy
- Get unlimited 5% cashback on Flipkart spends
- Get unlimited 4% Cashback on Preferred Merchants
- Get unlimited 1.5% Cashback on other eligible categories
- 4 complimentary lounge visits to select airport lounges within India per Calendar year
- 1% fuel surcharge waiver on all fuel transactions in India
- On any transaction over Rs. 2,500, convert the purchases into EMI
- Indulge in delectable cuisines up to 15% off at partnered restaurants in India
- Annual fee will be waived off on annual spends greater than Rs. 3,50,000
- 10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
- Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
- Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
- Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
Editor's Review
Pros
- Unlimited Cashback
- Complimentary Airport Lounge Access
- Card replacement fee (lost or stolen or re-issue): Waived
Cons
- Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
- 3.5% foreign currency conversion fees
- No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards
Pros
- The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
- 10% cashback on grocery and retail spending
Cons
- Addon card Fees: Rs. 299
- No complimentary Airport Lounge access
