Compare Flipkart Axis Bank Credit Card vs IDFC FIRST Select Credit Card

Welcome Benefits: Rs. 600 worth of joining and activation benefits
Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits:Flipkart/Swiggy

a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card b. Avail 50% instant discount up to Rs. 100 on first Swiggy order

Get unlimited 5% cashback on Flipkart spends
Get unlimited 4% Cashback on Preferred Merchants
Get unlimited 1.5% Cashback on other eligible categories
4 complimentary lounge visits to select airport lounges within India per Calendar year
1% fuel surcharge waiver on all fuel transactions in India
On any transaction over Rs. 2,500, convert the purchases into EMI
Indulge in delectable cuisines up to 15% off at partnered restaurants in India
Annual fee will be waived off on annual spends greater than Rs. 3,50,000

Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
5% cashback on making the first EMI transaction made within 90 days of card set-up
10X Reward Points on purchases greater than Rs.20,000
6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
4 complimentary domestic lounge access per quarter
4 complimentary Railway lounge access every quarter
Low foreign exchange mark-up fee of 1.99%
20% discount on 1500+ Restaurants
15% discount on 3000+ Health & Wellness Outlets
Free Road Side Assistance(RSA) worth Rs. 1,399

Pros

Cons

Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
3.5% foreign currency conversion fees
No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards

Pros

Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
Interest-free cash withdrawal available for 48 days only
The dining benefits provided by the card are satisfactory but not that great