First Citizen Citi Credit Card vs RBL Bank Shoprite Credit Card

• Accelerated Rewards at Shoppers Stop and Ease of Redemption
• Welcome and First-use Benefits worth Rs. 2550
• In-store exclusive Sale Previews and Complimentary Parking
• No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year 

• Fee reversed on spends of Rs. 1 Lakh in the previous year
• Earn 1 Reward Point for every Rs. 100 spent on all purchases except fuel
• 5% Value back on grocery spends: Get 20 Reward Points for every Rs. 100 while using the card for grocery shopping. Maximum 1000 Reward Points in a month you can get
• Avail 10% discount, up to Rs. 100, on movie tickets at BookMyShow. This is applicable 15 times in a year
• 2.5% Value back on fuel spends: Get 10 Reward Points for every Rs. 100 when using the card for fuel. Maximum 1000 Reward Points in a month you can get
• With Shoprite Credit Card get waiver of fuel surcharge at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver is Rs. 100 per month

Pros

• Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
• Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
• Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets

Cons

• No complimentary Airport Lounge access 
• High-interest rate

Pros
* Welcome benefits
* Fee reversed on spends of Rs. 1 Lac in the previous year
* 5% Value back on grocery spends: Get 20 Reward Points for every Rs. 100 while using the card for grocery shopping.

Cons
* No discounts on flights and hotels through air miles
* No travel benefits
* No golf privileges